BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,181Without $1,779

    O-3 at Columbus AFB draws $2,181 per month with dependents in 2026, $1,779 without

    Permalinkbahratedesk.com/columbus-afb-ms/o-3/ExcelCSVDownloads cover this station.
    Columbus AFB, MS
    O-3 · with dependents
    $2,181/ month
    $26,172 / year
    At O-3, this is #251 of 338 stations loaded · high Westchester County $6,633 · low Anniston $1,686
    MHA MS169 · ZIPs 39701 39702 39703 39704 39705 39710 +8 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,796 / mo gross
    Without dependents here$1,779 / mo
    In government quarters, no dependents$50.10 / mo partial
    Columbus AFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,302$1,098
    E-2$1,302$1,098
    E-3$1,302$1,098
    E-4$1,302$1,098
    E-5$1,398$1,158
    E-6$1,998$1,500
    E-7$2,067$1,551
    E-8$2,136$1,602
    E-9$2,232$1,701
    Warrant officer
    W-1$2,019$1,515
    W-2$2,094$1,572
    W-3$2,184$1,722
    W-4$2,250$2,010
    W-5$2,337$2,079
    Officer — prior enlisted
    O-1E$2,076$1,557
    O-2E$2,169$1,659
    O-3E$2,265$1,992
    Officer
    O-1$1,476$1,203
    O-2$1,992$1,554
    O-3$2,181$1,779
    O-4$2,361$2,061
    O-5$2,493$2,097
    O-6$2,511$2,160
    O-7$2,526$2,196
    PCS compareColumbus AFB · O-3 · $2,181/mo
    Aberdeen Proving Grounds$3,072/mo · $36,864/yr
    ▲ RAISE+$891+$10,692/yr · like +$13,708 of salary

    What this rate means

    O-3 with dependents, nearest stations0 – $6,633 / month
    Westchester County$6,633
    Grand Forks$2,199
    Robins AFB$2,199
    Toledo$2,199
    Goodfellow AFB$2,193
    Columbus AFB$2,181
    Fort Bragg$2,175
    Minot AFB$2,175
    Brownsville$2,169
    China Lake$2,154
    Anniston$1,686

    Columbus AFB is #251 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

    Every pay grade at Columbus AFB0 – $2,526 / month
    E-1$1,302
    E-2$1,302
    E-3$1,302
    E-4$1,302
    E-5$1,398
    E-6$1,998
    E-7$2,067
    E-8$2,136
    E-9$2,232
    W-1$2,019
    W-2$2,094
    W-3$2,184
    W-4$2,250
    W-5$2,337
    O-1E$2,076
    O-2E$2,169
    O-3E$2,265
    O-1$1,476
    O-2$1,992
    O-3$2,181
    O-4$2,361
    O-5$2,493
    O-6$2,511
    O-7$2,526

    Promoting to O-4 here adds $180 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Columbus AFB to Westchester County at O-3 is worth $4,452 a month — about 25 promotions worth of housing allowance, at $180 per grade here.

    02

    Dependency status is worth 23% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,181 a month of BAH takes more than $2,181 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.