BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $1,998Without $1,707

    W-5 at County Cost Group 510 draws $1,998 per month with dependents in 2026, $1,707 without

    Permalinkbahratedesk.com/county-cost-group-510/w-5/ExcelCSVDownloads cover this station.
    County Cost Group 510
    W-5 · with dependents
    $1,998/ month
    $23,976 / year
    At W-5, this is #332 of 338 stations loaded · high Westchester County $7,338 · low Youngstown $1,806
    MHA ZZ510 · ZIPs 23938 23941 23944 23952 23974 24054 +2429 more
    Your grade is calledARMYCW5USMCCWO5NAVYCWO5
    Untaxed — matching it with taxable pay takes$2,562 / mo gross
    Without dependents here$1,707 / mo
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 510 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,230$996
    E-2$1,230$996
    E-3$1,230$996
    E-4$1,230$996
    E-5$1,329$1,074
    E-6$1,626$1,218
    E-7$1,692$1,269
    E-8$1,764$1,392
    E-9$1,872$1,473
    Warrant officer
    W-1$1,644$1,233
    W-2$1,722$1,389
    W-3$1,812$1,485
    W-4$1,893$1,635
    W-5$1,998$1,707
    Officer — prior enlisted
    O-1E$1,701$1,326
    O-2E$1,797$1,455
    O-3E$1,908$1,617
    Officer
    O-1$1,371$1,128
    O-2$1,623$1,299
    O-3$1,809$1,515
    O-4$2,025$1,689
    O-5$2,184$1,725
    O-6$2,199$1,791
    O-7$2,211$1,818
    PCS compareCounty Cost Group 510 · W-5 · $1,998/mo
    Aberdeen Proving Grounds$3,348/mo · $40,176/yr
    ▲ RAISE+$1,350+$16,200/yr · like +$20,769 of salary

    What this rate means

    W-5 with dependents, nearest stations0 – $7,338 / month
    Westchester County$7,338
    County Cost Group 540$2,016
    Fort Sill$2,013
    County Cost Group 530$2,007
    County Cost Group 520$2,001
    County Cost Group 510$1,998
    Saginaw$1,929
    Cannon AFB$1,917
    Anniston$1,899
    Monroe$1,884
    Youngstown$1,806

    County Cost Group 510 is #332 of 338. The spread between the dearest and cheapest station at this grade is $5,532 a month — $66,384 a year, untaxed.

    Every pay grade at County Cost Group 5100 – $2,211 / month
    E-1$1,230
    E-2$1,230
    E-3$1,230
    E-4$1,230
    E-5$1,329
    E-6$1,626
    E-7$1,692
    E-8$1,764
    E-9$1,872
    W-1$1,644
    W-2$1,722
    W-3$1,812
    W-4$1,893
    W-5$1,998
    O-1E$1,701
    O-2E$1,797
    O-3E$1,908
    O-1$1,371
    O-2$1,623
    O-3$1,809
    O-4$2,025
    O-5$2,184
    O-6$2,199
    O-7$2,211

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,998 a month of BAH takes more than $1,998 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.