BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $1,233Without $999

    E-3 at County Cost Group 520 draws $1,233 per month with dependents in 2026, $999 without

    Permalinkbahratedesk.com/county-cost-group-520/e-3/ExcelCSVDownloads cover this station.
    County Cost Group 520
    E-3 · with dependents
    $1,233/ month
    $14,796 / year
    At E-3, this is #328 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA ZZ520 · ZIPs 27551 27563 27570 27586 27589 27594 +173 more
    Your grade is calledARMYPFCUSMCLCplNAVYSNUSAFA1C
    Untaxed — matching it with taxable pay takes$1,581 / mo gross
    Without dependents here$999 / mo
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 520 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,233$999
    E-2$1,233$999
    E-3$1,233$999
    E-4$1,233$999
    E-5$1,332$1,077
    E-6$1,629$1,221
    E-7$1,695$1,272
    E-8$1,770$1,398
    E-9$1,875$1,479
    Warrant officer
    W-1$1,647$1,236
    W-2$1,725$1,395
    W-3$1,818$1,491
    W-4$1,899$1,638
    W-5$2,001$1,710
    Officer — prior enlisted
    O-1E$1,707$1,329
    O-2E$1,803$1,461
    O-3E$1,914$1,620
    Officer
    O-1$1,377$1,131
    O-2$1,626$1,305
    O-3$1,815$1,518
    O-4$2,031$1,692
    O-5$2,190$1,731
    O-6$2,205$1,794
    O-7$2,217$1,824
    PCS compareCounty Cost Group 520 · E-3 · $1,233/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▲ RAISE+$1,035+$12,420/yr · like +$15,923 of salary

    What this rate means

    E-3 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Alexandria$1,254
    County Cost Group 550$1,251
    County Cost Group 540$1,242
    County Cost Group 530$1,239
    County Cost Group 520$1,233
    County Cost Group 510$1,230
    Fort Polk$1,206
    Fort Sill$1,203
    Meridian$1,194
    Youngstown$1,134

    County Cost Group 520 is #328 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at County Cost Group 5200 – $2,217 / month
    E-1$1,233
    E-2$1,233
    E-3$1,233
    E-4$1,233
    E-5$1,332
    E-6$1,629
    E-7$1,695
    E-8$1,770
    E-9$1,875
    W-1$1,647
    W-2$1,725
    W-3$1,818
    W-4$1,899
    W-5$2,001
    O-1E$1,707
    O-2E$1,803
    O-3E$1,914
    O-1$1,377
    O-2$1,626
    O-3$1,815
    O-4$2,031
    O-5$2,190
    O-6$2,205
    O-7$2,217

    Promoting to E-4 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 23% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,233 a month of BAH takes more than $1,233 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.