Official data current

County Cost Group 540 BAH rates

Verified · Effective 2026-01-01 · MHA ZZ540

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E-3 · With dependents
$1,242per month

$14,904 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #326 of 338E-3 · with dependents reference
Taxable-pay equivalent$1,592/mo Using the stated 22% comparison rate
Year-over-year change−$12/mo · −1.0%2025 $1,254 → 2026 $1,242
E-3 rate selectedMHA ZZ540 ZIPs 24701 24712 24714 24715 24724 24729 +360
PCS compare County Cost Group 540 · E-3 · with dep. · $1,242/mo
County Cost Group 540 $1,242/mo · $14,904/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$1,254
2026$1,242

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

COUNTY COST GROUP

This is not one installation. DTMO groups counties without a dedicated base into a "County Cost Group". The rate applies to any member whose duty location falls in one of the ZIP codes listed above.

County Cost Group 540 — full sheet Tap a row

What this rate means

E-3 with dependents, nearest stations0 – $5,067 / month
New York City $5,067
Lake Charles $1,287
Stevens Point $1,287
Columbia $1,284
County Cost Group 580 $1,278
Fort Riley $1,272
County Cost Group 570 $1,269
Cannon AFB $1,260
County Cost Group 560 $1,260
Alexandria $1,254
County Cost Group 550 $1,251
County Cost Group 540 $1,242
County Cost Group 530 $1,239
County Cost Group 520 $1,233
County Cost Group 510 $1,230
Fort Polk $1,206
Fort Sill $1,203
Meridian $1,194
Anniston $1,176
Altus AFB $1,173
Fort Chaffee $1,173
Vance AFB $1,155
Youngstown $1,134

County Cost Group 540 is #326 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

Every pay grade at County Cost Group 5400 – $2,232 / month
E-1 $1,242
E-2 $1,242
E-3 $1,242
E-4 $1,242
E-5 $1,344
E-6 $1,641
E-7 $1,707
E-8 $1,782
E-9 $1,890
W-1 $1,659
W-2 $1,737
W-3 $1,830
W-4 $1,911
W-5 $2,016
O-1E $1,719
O-2E $1,815
O-3E $1,926
O-1 $1,386
O-2 $1,638
O-3 $1,827
O-4 $2,046
O-5 $2,205
O-6 $2,220
O-7 $2,232

The pay chart moves this allowance far less than the map does.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…