Official data current

County Cost Group 550 BAH rates

Verified · Effective 2026-01-01 · MHA ZZ550

Don't know your pay grade? Use a rank name
Rank name

Press Enter to look it up.

O-1 · With dependents
$1,395per month

$16,740 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #322 of 338O-1 · with dependents reference
Taxable-pay equivalent$1,788/mo Using the stated 22% comparison rate
Year-over-year change−$9/mo · −0.6%2025 $1,404 → 2026 $1,395
O-1 rate selectedMHA ZZ550 ZIPs 24224 24225 24237 24260 24266 24280 +394
PCS compare County Cost Group 550 · O-1 · with dep. · $1,395/mo
County Cost Group 550 $1,395/mo · $16,740/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Open full comparison

Rate history

How updates work
2025$1,404
2026$1,395

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

COUNTY COST GROUP

This is not one installation. DTMO groups counties without a dedicated base into a "County Cost Group". The rate applies to any member whose duty location falls in one of the ZIP codes listed above.

County Cost Group 550 — full sheet Tap a row

What this rate means

O-1 with dependents, nearest stations0 – $5,172 / month
San Francisco $5,172
Paducah $1,434
County Cost Group 580 $1,425
Wichita $1,422
Hattiesburg $1,419
Columbia $1,413
County Cost Group 570 $1,413
County Cost Group 560 $1,404
Albany $1,401
Cannon AFB $1,401
Lake Charles $1,398
County Cost Group 550 $1,395
Stevens Point $1,389
County Cost Group 540 $1,386
County Cost Group 530 $1,380
County Cost Group 520 $1,377
Fort Riley $1,377
County Cost Group 510 $1,371
Alexandria $1,344
Meridian $1,329
Fort Chaffee $1,320
Altus AFB $1,299
Youngstown $1,218

County Cost Group 550 is #322 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

Every pay grade at County Cost Group 5500 – $2,241 / month
E-1 $1,251
E-2 $1,251
E-3 $1,251
E-4 $1,251
E-5 $1,353
E-6 $1,650
E-7 $1,716
E-8 $1,788
E-9 $1,899
W-1 $1,668
W-2 $1,746
W-3 $1,839
W-4 $1,920
W-5 $2,025
O-1E $1,728
O-2E $1,824
O-3E $1,935
O-1 $1,395
O-2 $1,647
O-3 $1,836
O-4 $2,055
O-5 $2,214
O-6 $2,229
O-7 $2,241

The pay chart moves this allowance far less than the map does.

Moving from County Cost Group 550 to San Francisco at O-1 is worth $3,777 a month — about 15 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…