BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $1,947Without $1,650

    O-3E at County Cost Group 560 draws $1,947 per month with dependents in 2026, $1,650 without

    Permalinkbahratedesk.com/county-cost-group-560/o-3e/ExcelCSVDownloads cover this station.
    County Cost Group 560
    O-3E · with dependents
    $1,947/ month
    $23,364 / year
    At O-3E, this is #326 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA ZZ560 · ZIPs 24053 24076 24082 24120 24133 24171 +476 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,496 / mo gross
    Without dependents here$1,650 / mo
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 560 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,260$1,017
    E-2$1,260$1,017
    E-3$1,260$1,017
    E-4$1,260$1,017
    E-5$1,362$1,101
    E-6$1,659$1,242
    E-7$1,725$1,293
    E-8$1,800$1,425
    E-9$1,908$1,506
    Warrant officer
    W-1$1,677$1,257
    W-2$1,755$1,422
    W-3$1,851$1,521
    W-4$1,932$1,668
    W-5$2,037$1,743
    Officer — prior enlisted
    O-1E$1,737$1,359
    O-2E$1,833$1,488
    O-3E$1,947$1,650
    Officer
    O-1$1,404$1,155
    O-2$1,656$1,332
    O-3$1,848$1,548
    O-4$2,067$1,722
    O-5$2,226$1,761
    O-6$2,241$1,827
    O-7$2,253$1,854
    PCS compareCounty Cost Group 560 · O-3E · $1,947/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▲ RAISE+$1,275+$15,300/yr · like +$19,615 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Altus AFB$1,971
    County Cost Group 580$1,971
    Erie$1,965
    County Cost Group 570$1,956
    County Cost Group 560$1,947
    County Cost Group 550$1,935
    County Cost Group 540$1,926
    County Cost Group 530$1,920
    County Cost Group 520$1,914
    Youngstown$1,788

    County Cost Group 560 is #326 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at County Cost Group 5600 – $2,253 / month
    E-1$1,260
    E-2$1,260
    E-3$1,260
    E-4$1,260
    E-5$1,362
    E-6$1,659
    E-7$1,725
    E-8$1,800
    E-9$1,908
    W-1$1,677
    W-2$1,755
    W-3$1,851
    W-4$1,932
    W-5$2,037
    O-1E$1,737
    O-2E$1,833
    O-3E$1,947
    O-1$1,404
    O-2$1,656
    O-3$1,848
    O-4$2,067
    O-5$2,226
    O-6$2,241
    O-7$2,253

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,947 a month of BAH takes more than $1,947 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.