BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $1,665Without $1,341

    O-2 at County Cost Group 570 draws $1,665 per month with dependents in 2026, $1,341 without

    Permalinkbahratedesk.com/county-cost-group-570/o-2/ExcelCSVDownloads cover this station.
    County Cost Group 570
    O-2 · with dependents
    $1,665/ month
    $19,980 / year
    At O-2, this is #318 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332
    MHA ZZ570 · ZIPs 23915 23917 23919 23924 23927 23950 +382 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$2,135 / mo gross
    Without dependents here$1,341 / mo
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 570 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,269$1,023
    E-2$1,269$1,023
    E-3$1,269$1,023
    E-4$1,269$1,023
    E-5$1,371$1,107
    E-6$1,668$1,248
    E-7$1,737$1,302
    E-8$1,809$1,434
    E-9$1,920$1,515
    Warrant officer
    W-1$1,686$1,266
    W-2$1,764$1,431
    W-3$1,860$1,530
    W-4$1,941$1,677
    W-5$2,046$1,752
    Officer — prior enlisted
    O-1E$1,746$1,368
    O-2E$1,842$1,497
    O-3E$1,956$1,659
    Officer
    O-1$1,413$1,164
    O-2$1,665$1,341
    O-3$1,857$1,557
    O-4$2,076$1,731
    O-5$2,238$1,770
    O-6$2,253$1,836
    O-7$2,265$1,866
    PCS compareCounty Cost Group 570 · O-2 · $1,665/mo
    Aberdeen Proving Grounds$2,739/mo · $32,868/yr
    ▲ RAISE+$1,074+$12,888/yr · like +$16,523 of salary

    What this rate means

    O-2 with dependents, nearest stations0 – $5,451 / month
    San Francisco$5,451
    County Cost Group 580$1,677
    Erie$1,677
    Fort Chaffee$1,677
    Alexandria$1,674
    County Cost Group 570$1,665
    County Cost Group 560$1,656
    County Cost Group 550$1,647
    St Mary And Terrebonne$1,647
    County Cost Group 540$1,638
    Youngstown$1,332

    County Cost Group 570 is #318 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at County Cost Group 5700 – $2,265 / month
    E-1$1,269
    E-2$1,269
    E-3$1,269
    E-4$1,269
    E-5$1,371
    E-6$1,668
    E-7$1,737
    E-8$1,809
    E-9$1,920
    W-1$1,686
    W-2$1,764
    W-3$1,860
    W-4$1,941
    W-5$2,046
    O-1E$1,746
    O-2E$1,842
    O-3E$1,956
    O-1$1,413
    O-2$1,665
    O-3$1,857
    O-4$2,076
    O-5$2,238
    O-6$2,253
    O-7$2,265

    Promoting to O-3 here adds $192 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 570 to San Francisco at O-2 is worth $3,786 a month — about 20 promotions worth of housing allowance, at $192 per grade here.

    02

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,665 a month of BAH takes more than $1,665 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.