BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3E with dependents at County Cost Group 580 draws $1,971 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-580/o-3e/with/ExcelCSVDownloads cover this station.
    County Cost Group 580
    O-3E · with dependents
    $1,971/ month
    $23,652 / year
    At O-3E, this is #323 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA ZZ580 · ZIPs 23923 23934 23937 23947 23959 23962 +698 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,527 / mo gross
    Other dependency status here$1,671 without dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 580 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,278$1,032
    E-2$1,278$1,032
    E-3$1,278$1,032
    E-4$1,278$1,032
    E-5$1,380$1,119
    E-6$1,680$1,257
    E-7$1,749$1,311
    E-8$1,821$1,446
    E-9$1,932$1,527
    Warrant officer
    W-1$1,698$1,275
    W-2$1,779$1,443
    W-3$1,872$1,539
    W-4$1,953$1,689
    W-5$2,061$1,764
    Officer — prior enlisted
    O-1E$1,758$1,377
    O-2E$1,857$1,509
    O-3E$1,971$1,671
    Officer
    O-1$1,425$1,173
    O-2$1,677$1,353
    O-3$1,869$1,569
    O-4$2,091$1,743
    O-5$2,253$1,782
    O-6$2,268$1,848
    O-7$2,280$1,878
    PCS compareCounty Cost Group 580 · O-3E · $1,971/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▲ RAISE+$1,251+$15,012/yr · like +$19,246 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Huntington$1,989
    County Cost Group 590$1,983
    Vance AFB$1,977
    Altus AFB$1,971
    County Cost Group 580$1,971
    Erie$1,965
    County Cost Group 570$1,956
    County Cost Group 560$1,947
    County Cost Group 550$1,935
    Youngstown$1,788

    County Cost Group 580 is #323 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at County Cost Group 5800 – $2,280 / month
    E-1$1,278
    E-2$1,278
    E-3$1,278
    E-4$1,278
    E-5$1,380
    E-6$1,680
    E-7$1,749
    E-8$1,821
    E-9$1,932
    W-1$1,698
    W-2$1,779
    W-3$1,872
    W-4$1,953
    W-5$2,061
    O-1E$1,758
    O-2E$1,857
    O-3E$1,971
    O-1$1,425
    O-2$1,677
    O-3$1,869
    O-4$2,091
    O-5$2,253
    O-6$2,268
    O-7$2,280

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,971 a month of BAH takes more than $1,971 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.