BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-3 with dependents at County Cost Group 580 draws $1,872 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-580/w-3/with/ExcelCSVDownloads cover this station.
    County Cost Group 580
    W-3 · with dependents
    $1,872/ month
    $22,464 / year
    At W-3, this is #321 of 338 stations loaded · high Westchester County $6,654 · low Anniston $1,689
    MHA ZZ580 · ZIPs 23923 23934 23937 23947 23959 23962 +698 more
    Your grade is calledARMYCW3USMCCWO3NAVYCWO3
    Untaxed — matching it with taxable pay takes$2,400 / mo gross
    Other dependency status here$1,539 without dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 580 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,278$1,032
    E-2$1,278$1,032
    E-3$1,278$1,032
    E-4$1,278$1,032
    E-5$1,380$1,119
    E-6$1,680$1,257
    E-7$1,749$1,311
    E-8$1,821$1,446
    E-9$1,932$1,527
    Warrant officer
    W-1$1,698$1,275
    W-2$1,779$1,443
    W-3$1,872$1,539
    W-4$1,953$1,689
    W-5$2,061$1,764
    Officer — prior enlisted
    O-1E$1,758$1,377
    O-2E$1,857$1,509
    O-3E$1,971$1,671
    Officer
    O-1$1,425$1,173
    O-2$1,677$1,353
    O-3$1,869$1,569
    O-4$2,091$1,743
    O-5$2,253$1,782
    O-6$2,268$1,848
    O-7$2,280$1,878
    PCS compareCounty Cost Group 580 · W-3 · $1,872/mo
    Aberdeen Proving Grounds$3,075/mo · $36,900/yr
    ▲ RAISE+$1,203+$14,436/yr · like +$18,508 of salary

    What this rate means

    W-3 with dependents, nearest stations0 – $6,654 / month
    Westchester County$6,654
    County Cost Group 600$1,896
    County Cost Group 590$1,884
    Cannon AFB$1,878
    Erie$1,875
    County Cost Group 580$1,872
    Hattiesburg$1,869
    Charleston$1,863
    County Cost Group 570$1,860
    County Cost Group 560$1,851
    Anniston$1,689

    County Cost Group 580 is #321 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

    Every pay grade at County Cost Group 5800 – $2,280 / month
    E-1$1,278
    E-2$1,278
    E-3$1,278
    E-4$1,278
    E-5$1,380
    E-6$1,680
    E-7$1,749
    E-8$1,821
    E-9$1,932
    W-1$1,698
    W-2$1,779
    W-3$1,872
    W-4$1,953
    W-5$2,061
    O-1E$1,758
    O-2E$1,857
    O-3E$1,971
    O-1$1,425
    O-2$1,677
    O-3$1,869
    O-4$2,091
    O-5$2,253
    O-6$2,268
    O-7$2,280

    Promoting to W-4 here adds $81 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 580 to Westchester County at W-3 is worth $4,782 a month — about 59 promotions worth of housing allowance, at $81 per grade here.

    02

    Dependency status is worth 22% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,872 a month of BAH takes more than $1,872 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.