BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3E with dependents at County Cost Group 620 draws $2,013 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-620/o-3e/with/ExcelCSVDownloads cover this station.
    County Cost Group 620
    O-3E · with dependents
    $2,013/ month
    $24,156 / year
    At O-3E, this is #314 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA ZZ620 · ZIPs 14048 14062 14063 14081 14135 14136 +458 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,581 / mo gross
    Other dependency status here$1,710 without dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 620 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,314$1,059
    E-2$1,314$1,059
    E-3$1,314$1,059
    E-4$1,314$1,059
    E-5$1,419$1,149
    E-6$1,719$1,287
    E-7$1,788$1,341
    E-8$1,863$1,485
    E-9$1,974$1,566
    Warrant officer
    W-1$1,737$1,302
    W-2$1,818$1,482
    W-3$1,914$1,578
    W-4$1,995$1,728
    W-5$2,103$1,803
    Officer — prior enlisted
    O-1E$1,797$1,416
    O-2E$1,896$1,548
    O-3E$2,013$1,710
    Officer
    O-1$1,461$1,206
    O-2$1,716$1,389
    O-3$1,911$1,605
    O-4$2,136$1,782
    O-5$2,301$1,821
    O-6$2,316$1,890
    O-7$2,328$1,920
    PCS compareCounty Cost Group 620 · O-3E · $2,013/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▲ RAISE+$1,209+$14,508/yr · like +$18,600 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Holloman AFB$2,028
    County Cost Group 630$2,022
    Fort Polk$2,022
    Charleston$2,016
    County Cost Group 620$2,013
    County Cost Group 610$2,004
    Hattiesburg$2,001
    Sparta$2,001
    County Cost Group 600$1,998
    Youngstown$1,788

    County Cost Group 620 is #314 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at County Cost Group 6200 – $2,328 / month
    E-1$1,314
    E-2$1,314
    E-3$1,314
    E-4$1,314
    E-5$1,419
    E-6$1,719
    E-7$1,788
    E-8$1,863
    E-9$1,974
    W-1$1,737
    W-2$1,818
    W-3$1,914
    W-4$1,995
    W-5$2,103
    O-1E$1,797
    O-2E$1,896
    O-3E$2,013
    O-1$1,461
    O-2$1,716
    O-3$1,911
    O-4$2,136
    O-5$2,301
    O-6$2,316
    O-7$2,328

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,013 a month of BAH takes more than $2,013 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.