BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-5 without dependents at County Cost Group 620 draws $1,803 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-620/w-5/without/ExcelCSVDownloads cover this station.
    County Cost Group 620
    W-5 · without dependents
    $1,803/ month
    $21,636 / year
    At W-5, this is #311 of 338 stations loaded · high Westchester County $5,946 · low Youngstown $1,527
    MHA ZZ620 · ZIPs 14048 14062 14063 14081 14135 14136 +458 more
    Your grade is calledARMYCW5USMCCWO5NAVYCWO5
    Untaxed — matching it with taxable pay takes$2,312 / mo gross
    Other dependency status here$2,103 with dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 620 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,314$1,059
    E-2$1,314$1,059
    E-3$1,314$1,059
    E-4$1,314$1,059
    E-5$1,419$1,149
    E-6$1,719$1,287
    E-7$1,788$1,341
    E-8$1,863$1,485
    E-9$1,974$1,566
    Warrant officer
    W-1$1,737$1,302
    W-2$1,818$1,482
    W-3$1,914$1,578
    W-4$1,995$1,728
    W-5$2,103$1,803
    Officer — prior enlisted
    O-1E$1,797$1,416
    O-2E$1,896$1,548
    O-3E$2,013$1,710
    Officer
    O-1$1,461$1,206
    O-2$1,716$1,389
    O-3$1,911$1,605
    O-4$2,136$1,782
    O-5$2,301$1,821
    O-6$2,316$1,890
    O-7$2,328$1,920
    PCS compareCounty Cost Group 620 · W-5 · $1,803/mo
    Aberdeen Proving Grounds$2,892/mo · $34,704/yr
    ▲ RAISE+$1,089+$13,068/yr · like +$16,754 of salary

    What this rate means

    W-5 without dependents, nearest stations0 – $5,946 / month
    Westchester County$5,946
    Fort Chaffee$1,809
    St Mary And Terrebonne$1,809
    Charleston$1,806
    Gulfport$1,806
    County Cost Group 620$1,803
    Alexandria$1,800
    Wichita$1,800
    County Cost Group 610$1,794
    County Cost Group 600$1,788
    Youngstown$1,527

    County Cost Group 620 is #311 of 338. The spread between the dearest and cheapest station at this grade is $4,419 a month — $53,028 a year, untaxed.

    Every pay grade at County Cost Group 6200 – $1,920 / month
    E-1$1,059
    E-2$1,059
    E-3$1,059
    E-4$1,059
    E-5$1,149
    E-6$1,287
    E-7$1,341
    E-8$1,485
    E-9$1,566
    W-1$1,302
    W-2$1,482
    W-3$1,578
    W-4$1,728
    W-5$1,803
    O-1E$1,416
    O-2E$1,548
    O-3E$1,710
    O-1$1,206
    O-2$1,389
    O-3$1,605
    O-4$1,782
    O-5$1,821
    O-6$1,890
    O-7$1,920

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,803 a month of BAH takes more than $1,803 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.