BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,358Without $1,944

    O-7 at County Cost Group 650 draws $2,358 per month with dependents in 2026, $1,944 without

    Permalinkbahratedesk.com/county-cost-group-650/o-7/ExcelCSVDownloads cover this station.
    County Cost Group 650
    O-7 · with dependents
    $2,358/ month
    $28,296 / year
    At O-7, this is #310 of 338 stations loaded · high Westchester County $8,208 · low Youngstown $1,845
    MHA ZZ650 · ZIPs 16028 16036 16054 16058 16213 16214 +314 more
    Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen
    Untaxed — matching it with taxable pay takes$3,023 / mo gross
    Without dependents here$1,944 / mo
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 650 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,335$1,074
    E-2$1,335$1,074
    E-3$1,335$1,074
    E-4$1,335$1,074
    E-5$1,443$1,167
    E-6$1,743$1,305
    E-7$1,812$1,359
    E-8$1,887$1,506
    E-9$2,001$1,590
    Warrant officer
    W-1$1,761$1,320
    W-2$1,842$1,503
    W-3$1,938$1,602
    W-4$2,022$1,752
    W-5$2,133$1,827
    Officer — prior enlisted
    O-1E$1,824$1,440
    O-2E$1,923$1,569
    O-3E$2,040$1,734
    Officer
    O-1$1,485$1,227
    O-2$1,740$1,410
    O-3$1,935$1,629
    O-4$2,163$1,809
    O-5$2,331$1,848
    O-6$2,346$1,917
    O-7$2,358$1,944
    PCS compareCounty Cost Group 650 · O-7 · $2,358/mo
    Aberdeen Proving Grounds$3,687/mo · $44,244/yr
    ▲ RAISE+$1,329+$15,948/yr · like +$20,446 of salary

    What this rate means

    O-7 with dependents, nearest stations0 – $8,208 / month
    Westchester County$8,208
    County Cost Group 670$2,385
    Altus AFB$2,373
    County Cost Group 660$2,370
    Oklahoma City$2,367
    County Cost Group 650$2,358
    Fort Riley$2,352
    County Cost Group 640$2,349
    County Cost Group 630$2,340
    County Cost Group 620$2,328
    Youngstown$1,845

    County Cost Group 650 is #310 of 338. The spread between the dearest and cheapest station at this grade is $6,363 a month — $76,356 a year, untaxed.

    Every pay grade at County Cost Group 6500 – $2,358 / month
    E-1$1,335
    E-2$1,335
    E-3$1,335
    E-4$1,335
    E-5$1,443
    E-6$1,743
    E-7$1,812
    E-8$1,887
    E-9$2,001
    W-1$1,761
    W-2$1,842
    W-3$1,938
    W-4$2,022
    W-5$2,133
    O-1E$1,824
    O-2E$1,923
    O-3E$2,040
    O-1$1,485
    O-2$1,740
    O-3$1,935
    O-4$2,163
    O-5$2,331
    O-6$2,346
    O-7$2,358

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,358 a month of BAH takes more than $2,358 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.