BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,433Without $2,007

    O-7 at County Cost Group 700 draws $2,433 per month with dependents in 2026, $2,007 without

    Permalinkbahratedesk.com/county-cost-group-700/o-7/ExcelCSVDownloads cover this station.
    County Cost Group 700
    O-7 · with dependents
    $2,433/ month
    $29,196 / year
    At O-7, this is #297 of 338 stations loaded · high Westchester County $8,208 · low Youngstown $1,845
    MHA ZZ700 · ZIPs 12025 12032 12078 12095 12117 12134 +752 more
    Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen
    Untaxed — matching it with taxable pay takes$3,119 / mo gross
    Without dependents here$2,007 / mo
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 700 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,389$1,116
    E-2$1,389$1,116
    E-3$1,389$1,116
    E-4$1,389$1,116
    E-5$1,497$1,212
    E-6$1,800$1,347
    E-7$1,872$1,404
    E-8$1,947$1,563
    E-9$2,064$1,647
    Warrant officer
    W-1$1,818$1,365
    W-2$1,902$1,560
    W-3$2,001$1,659
    W-4$2,085$1,812
    W-5$2,199$1,887
    Officer — prior enlisted
    O-1E$1,881$1,494
    O-2E$1,983$1,626
    O-3E$2,103$1,791
    Officer
    O-1$1,542$1,278
    O-2$1,797$1,464
    O-3$1,998$1,686
    O-4$2,229$1,866
    O-5$2,400$1,908
    O-6$2,418$1,977
    O-7$2,433$2,007
    PCS compareCounty Cost Group 700 · O-7 · $2,433/mo
    Aberdeen Proving Grounds$3,687/mo · $44,244/yr
    ▲ RAISE+$1,254+$15,048/yr · like +$19,292 of salary

    What this rate means

    O-7 with dependents, nearest stations0 – $8,208 / month
    Westchester County$8,208
    County Cost Group 710$2,454
    Goodfellow AFB$2,448
    Vance AFB$2,445
    Springfield$2,442
    County Cost Group 700$2,433
    County Cost Group 690$2,412
    Meridian$2,412
    Bismarck$2,409
    Holloman AFB$2,406
    Youngstown$1,845

    County Cost Group 700 is #297 of 338. The spread between the dearest and cheapest station at this grade is $6,363 a month — $76,356 a year, untaxed.

    Every pay grade at County Cost Group 7000 – $2,433 / month
    E-1$1,389
    E-2$1,389
    E-3$1,389
    E-4$1,389
    E-5$1,497
    E-6$1,800
    E-7$1,872
    E-8$1,947
    E-9$2,064
    W-1$1,818
    W-2$1,902
    W-3$2,001
    W-4$2,085
    W-5$2,199
    O-1E$1,881
    O-2E$1,983
    O-3E$2,103
    O-1$1,542
    O-2$1,797
    O-3$1,998
    O-4$2,229
    O-5$2,400
    O-6$2,418
    O-7$2,433

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,433 a month of BAH takes more than $2,433 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.