Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    E-1 with dependents at County Cost Group 720 draws $1,425 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-720/e-1/with/ExcelCSVDownloads cover this station.
    County Cost Group 720
    E-1 · with dependents
    $1,425/ month
    $17,100 / year
    At E-1, this is #282 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA ZZ720 · ZIPs 16910 16914 16925 16926 16945 16947 +340 more
    Your grade is calledARMYPVTUSMCPvtNAVYSRUSAFAB
    Untaxed — matching it with taxable pay takes$1,827 / mo gross
    Other dependency status here$1,143 without dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 720 — full sheetTap a row
    PCS compareCounty Cost Group 720 · E-1 · $1,425/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▲ RAISE+$843+$10,116/yr · like +$12,969 of salary

    What this rate means

    E-1 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Sumter$1,440
    Lexington$1,437
    Minot AFB$1,428
    Sioux Falls$1,428
    County Cost Group 720$1,425
    Holloman AFB$1,419
    Lubbock$1,416
    Brownsville$1,413
    County Cost Group 710$1,404
    Youngstown$1,134

    County Cost Group 720 is #282 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at County Cost Group 7200 – $2,481 / month
    E-1$1,425
    E-2$1,425
    E-3$1,425
    E-4$1,425
    E-5$1,536
    E-6$1,839
    E-7$1,911
    E-8$1,989
    E-9$2,106
    W-1$1,857
    W-2$1,944
    W-3$2,043
    W-4$2,130
    W-5$2,244
    O-1E$1,923
    O-2E$2,025
    O-3E$2,148
    O-1$1,578
    O-2$1,836
    O-3$2,040
    O-4$2,277
    O-5$2,451
    O-6$2,466
    O-7$2,481

    Promoting to E-2 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,425 a month of BAH takes more than $1,425 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.