BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-5 without dependents at County Cost Group 720 draws $1,245 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-720/e-5/without/ExcelCSVDownloads cover this station.
    County Cost Group 720
    E-5 · without dependents
    $1,245/ month
    $14,940 / year
    At E-5, this is #281 of 338 stations loaded · high New York City $4,980 · low Fort Chaffee $996
    MHA ZZ720 · ZIPs 16910 16914 16925 16926 16945 16947 +340 more
    Your grade is calledARMYSGTUSMCSgtNAVYPO2USAFSSgt
    Untaxed — matching it with taxable pay takes$1,596 / mo gross
    Other dependency status here$1,536 with dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 720 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,425$1,143
    E-2$1,425$1,143
    E-3$1,425$1,143
    E-4$1,425$1,143
    E-5$1,536$1,245
    E-6$1,839$1,377
    E-7$1,911$1,434
    E-8$1,989$1,602
    E-9$2,106$1,686
    Warrant officer
    W-1$1,857$1,398
    W-2$1,944$1,599
    W-3$2,043$1,698
    W-4$2,130$1,851
    W-5$2,244$1,929
    Officer — prior enlisted
    O-1E$1,923$1,533
    O-2E$2,025$1,665
    O-3E$2,148$1,830
    Officer
    O-1$1,578$1,311
    O-2$1,836$1,503
    O-3$2,040$1,725
    O-4$2,277$1,908
    O-5$2,451$1,947
    O-6$2,466$2,019
    O-7$2,481$2,052
    PCS compareCounty Cost Group 720 · E-5 · $1,245/mo
    Aberdeen Proving Grounds$1,986/mo · $23,832/yr
    ▲ RAISE+$741+$8,892/yr · like +$11,400 of salary

    What this rate means

    E-5 without dependents, nearest stations0 – $4,980 / month
    New York City$4,980
    County Cost Group 730$1,263
    Minot AFB$1,260
    Fort Rucker$1,251
    Brownsville$1,248
    County Cost Group 720$1,245
    Lafayette$1,245
    Albany$1,242
    Terre Haute$1,233
    Goodfellow AFB$1,230
    Fort Chaffee$996

    County Cost Group 720 is #281 of 338. The spread between the dearest and cheapest station at this grade is $3,984 a month — $47,808 a year, untaxed.

    Every pay grade at County Cost Group 7200 – $2,052 / month
    E-1$1,143
    E-2$1,143
    E-3$1,143
    E-4$1,143
    E-5$1,245
    E-6$1,377
    E-7$1,434
    E-8$1,602
    E-9$1,686
    W-1$1,398
    W-2$1,599
    W-3$1,698
    W-4$1,851
    W-5$1,929
    O-1E$1,533
    O-2E$1,665
    O-3E$1,830
    O-1$1,311
    O-2$1,503
    O-3$1,725
    O-4$1,908
    O-5$1,947
    O-6$2,019
    O-7$2,052

    Promoting to E-6 here adds $132 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 720 to New York City at E-5 is worth $3,735 a month — about 28 promotions worth of housing allowance, at $132 per grade here.

    02

    Dependency status is worth 23% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,245 a month of BAH takes more than $1,245 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.