BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,208Without $1,851

    W-3 at County Cost Group 760 draws $2,208 per month with dependents in 2026, $1,851 without

    Permalinkbahratedesk.com/county-cost-group-760/w-3/ExcelCSVDownloads cover this station.
    County Cost Group 760
    W-3 · with dependents
    $2,208/ month
    $26,496 / year
    At W-3, this is #240 of 338 stations loaded · high Westchester County $6,654 · low Anniston $1,689
    MHA ZZ760 · ZIPs 12064 12116 12155 12197 12901 12903 +660 more
    Your grade is calledARMYCW3USMCCWO3NAVYCWO3
    Untaxed — matching it with taxable pay takes$2,831 / mo gross
    Without dependents here$1,851 / mo
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 760 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,566$1,248
    E-2$1,566$1,248
    E-3$1,566$1,248
    E-4$1,566$1,248
    E-5$1,686$1,368
    E-6$1,995$1,494
    E-7$2,070$1,566
    E-8$2,151$1,752
    E-9$2,274$1,836
    Warrant officer
    W-1$2,013$1,536
    W-2$2,103$1,749
    W-3$2,208$1,851
    W-4$2,301$2,007
    W-5$2,421$2,088
    Officer — prior enlisted
    O-1E$2,082$1,683
    O-2E$2,190$1,818
    O-3E$2,319$1,986
    Officer
    O-1$1,728$1,443
    O-2$1,992$1,650
    O-3$2,205$1,878
    O-4$2,457$2,067
    O-5$2,643$2,109
    O-6$2,661$2,184
    O-7$2,679$2,220
    PCS compareCounty Cost Group 760 · W-3 · $2,208/mo
    Aberdeen Proving Grounds$3,075/mo · $36,900/yr
    ▲ RAISE+$867+$10,404/yr · like +$13,338 of salary

    What this rate means

    W-3 with dependents, nearest stations0 – $6,654 / month
    Westchester County$6,654
    Baton Rouge$2,232
    Huntsville$2,229
    Seymour Johnson AFB$2,229
    Scott AFB$2,211
    County Cost Group 760$2,208
    Fort Wayne$2,208
    Greenville$2,208
    Lexington$2,208
    Fort Bliss$2,205
    Anniston$1,689

    County Cost Group 760 is #240 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

    Every pay grade at County Cost Group 7600 – $2,679 / month
    E-1$1,566
    E-2$1,566
    E-3$1,566
    E-4$1,566
    E-5$1,686
    E-6$1,995
    E-7$2,070
    E-8$2,151
    E-9$2,274
    W-1$2,013
    W-2$2,103
    W-3$2,208
    W-4$2,301
    W-5$2,421
    O-1E$2,082
    O-2E$2,190
    O-3E$2,319
    O-1$1,728
    O-2$1,992
    O-3$2,205
    O-4$2,457
    O-5$2,643
    O-6$2,661
    O-7$2,679

    Promoting to W-4 here adds $93 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 760 to Westchester County at W-3 is worth $4,446 a month — about 48 promotions worth of housing allowance, at $93 per grade here.

    02

    Dependency status is worth 19% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,208 a month of BAH takes more than $2,208 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.