BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3E without dependents at County Cost Group 770 draws $2,058 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-770/o-3e/without/ExcelCSVDownloads cover this station.
    County Cost Group 770
    O-3E · without dependents
    $2,058/ month
    $24,696 / year
    At O-3E, this is #231 of 338 stations loaded · high San Francisco $5,445 · low Youngstown $1,347
    MHA ZZ770 · ZIPs 05042 05046 05050 05069 05819 05820 +895 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,638 / mo gross
    Other dependency status here$2,400 with dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 770 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,632$1,296
    E-2$1,632$1,296
    E-3$1,632$1,296
    E-4$1,632$1,296
    E-5$1,752$1,425
    E-6$2,067$1,548
    E-7$2,142$1,632
    E-8$2,226$1,821
    E-9$2,352$1,908
    Warrant officer
    W-1$2,085$1,599
    W-2$2,178$1,818
    W-3$2,283$1,920
    W-4$2,379$2,079
    W-5$2,502$2,160
    Officer — prior enlisted
    O-1E$2,157$1,749
    O-2E$2,265$1,887
    O-3E$2,400$2,058
    Officer
    O-1$1,797$1,506
    O-2$2,064$1,716
    O-3$2,280$1,950
    O-4$2,541$2,139
    O-5$2,730$2,184
    O-6$2,751$2,259
    O-7$2,769$2,298
    PCS compareCounty Cost Group 770 · O-3E · $2,058/mo
    Aberdeen Proving Grounds$2,733/mo · $32,796/yr
    ▲ RAISE+$675+$8,100/yr · like +$10,385 of salary

    What this rate means

    O-3E without dependents, nearest stations0 – $5,445 / month
    San Francisco$5,445
    Greenville$2,070
    Huntsville$2,070
    Roanoke$2,067
    Mobile$2,064
    County Cost Group 770$2,058
    Tallahassee$2,052
    Bangor$2,040
    Fort Bragg$2,040
    Morehead$2,034
    Youngstown$1,347

    County Cost Group 770 is #231 of 338. The spread between the dearest and cheapest station at this grade is $4,098 a month — $49,176 a year, untaxed.

    Every pay grade at County Cost Group 7700 – $2,298 / month
    E-1$1,296
    E-2$1,296
    E-3$1,296
    E-4$1,296
    E-5$1,425
    E-6$1,548
    E-7$1,632
    E-8$1,821
    E-9$1,908
    W-1$1,599
    W-2$1,818
    W-3$1,920
    W-4$2,079
    W-5$2,160
    O-1E$1,749
    O-2E$1,887
    O-3E$2,058
    O-1$1,506
    O-2$1,716
    O-3$1,950
    O-4$2,139
    O-5$2,184
    O-6$2,259
    O-7$2,298

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,058 a month of BAH takes more than $2,058 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.