BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-4 without dependents at County Cost Group 770 draws $2,079 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-770/w-4/without/ExcelCSVDownloads cover this station.
    County Cost Group 770
    W-4 · without dependents
    $2,079/ month
    $24,948 / year
    At W-4, this is #232 of 338 stations loaded · high Westchester County $5,478 · low Youngstown $1,362
    MHA ZZ770 · ZIPs 05042 05046 05050 05069 05819 05820 +895 more
    Your grade is calledARMYCW4USMCCWO4NAVYCWO4
    Untaxed — matching it with taxable pay takes$2,665 / mo gross
    Other dependency status here$2,379 with dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 770 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,632$1,296
    E-2$1,632$1,296
    E-3$1,632$1,296
    E-4$1,632$1,296
    E-5$1,752$1,425
    E-6$2,067$1,548
    E-7$2,142$1,632
    E-8$2,226$1,821
    E-9$2,352$1,908
    Warrant officer
    W-1$2,085$1,599
    W-2$2,178$1,818
    W-3$2,283$1,920
    W-4$2,379$2,079
    W-5$2,502$2,160
    Officer — prior enlisted
    O-1E$2,157$1,749
    O-2E$2,265$1,887
    O-3E$2,400$2,058
    Officer
    O-1$1,797$1,506
    O-2$2,064$1,716
    O-3$2,280$1,950
    O-4$2,541$2,139
    O-5$2,730$2,184
    O-6$2,751$2,259
    O-7$2,769$2,298
    PCS compareCounty Cost Group 770 · W-4 · $2,079/mo
    Aberdeen Proving Grounds$2,766/mo · $33,192/yr
    ▲ RAISE+$687+$8,244/yr · like +$10,569 of salary

    What this rate means

    W-4 without dependents, nearest stations0 – $5,478 / month
    Westchester County$5,478
    Huntsville$2,085
    San Antonio (JBSA)$2,085
    Bangor$2,082
    Greenville$2,082
    County Cost Group 770$2,079
    Mobile$2,076
    Morehead$2,070
    Fayetteville$2,061
    Fort Bragg$2,052
    Youngstown$1,362

    County Cost Group 770 is #232 of 338. The spread between the dearest and cheapest station at this grade is $4,116 a month — $49,392 a year, untaxed.

    Every pay grade at County Cost Group 7700 – $2,298 / month
    E-1$1,296
    E-2$1,296
    E-3$1,296
    E-4$1,296
    E-5$1,425
    E-6$1,548
    E-7$1,632
    E-8$1,821
    E-9$1,908
    W-1$1,599
    W-2$1,818
    W-3$1,920
    W-4$2,079
    W-5$2,160
    O-1E$1,749
    O-2E$1,887
    O-3E$2,058
    O-1$1,506
    O-2$1,716
    O-3$1,950
    O-4$2,139
    O-5$2,184
    O-6$2,259
    O-7$2,298

    Promoting to W-5 here adds $81 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 770 to Westchester County at W-4 is worth $3,399 a month — about 42 promotions worth of housing allowance, at $81 per grade here.

    02

    Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,079 a month of BAH takes more than $2,079 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.