Official data current

County Cost Group 790 BAH rates

Verified · Effective 2026-01-01 · MHA ZZ790

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O-1 · With dependents
$1,938per month

$23,256 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #198 of 338O-1 · with dependents reference
Taxable-pay equivalent$2,485/mo Using the stated 22% comparison rate
Year-over-year change+$51/mo · +2.7%2025 $1,887 → 2026 $1,938
O-1 rate selectedMHA ZZ790 ZIPs 04225 04227 04234 04239 04262 04285 +785
PCS compare County Cost Group 790 · O-1 · with dep. · $1,938/mo
County Cost Group 790 $1,938/mo · $23,256/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$1,887
2026$1,938

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

COUNTY COST GROUP

This is not one installation. DTMO groups counties without a dedicated base into a "County Cost Group". The rate applies to any member whose duty location falls in one of the ZIP codes listed above.

County Cost Group 790 — full sheet Tap a row

What this rate means

O-1 with dependents, nearest stations0 – $5,172 / month
San Francisco $5,172
Abilene $1,989
Yakima $1,983
Fort Wayne $1,977
Boise $1,974
Helena $1,968
New Orleans $1,968
Jackson $1,956
Rock Island $1,956
Greenville $1,950
Roanoke $1,941
County Cost Group 790 $1,938
Davis-Monthan AFB $1,938
Fort Gordon $1,929
Columbus $1,926
Indianapolis $1,923
Bangor $1,920
Baton Rouge $1,920
Bloomington $1,920
Lexington $1,917
Mobile $1,917
Columbia $1,914
Youngstown $1,218

County Cost Group 790 is #198 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

Every pay grade at County Cost Group 7900 – $2,949 / month
E-1 $1,761
E-2 $1,761
E-3 $1,761
E-4 $1,761
E-5 $1,890
E-6 $2,208
E-7 $2,289
E-8 $2,376
E-9 $2,511
W-1 $2,229
W-2 $2,325
W-3 $2,436
W-4 $2,538
W-5 $2,667
O-1E $2,304
O-2E $2,418
O-3E $2,559
O-1 $1,938
O-2 $2,205
O-3 $2,433
O-4 $2,706
O-5 $2,907
O-6 $2,928
O-7 $2,949

The pay chart moves this allowance far less than the map does.

Moving from County Cost Group 790 to San Francisco at O-1 is worth $3,234 a month — about 12 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…