Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Dependents
With $2,160 Without $1,764

E-5 at County Cost Group 820 draws $2,160 per month with dependents in 2026, $1,764 without

Permalink bahratedesk.com/county-cost-group-820/ Excel CSV
County Cost Group 820
E-5 · with dependents
$2,160/ month
$25,920 / year
At E-5, this is #149 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA ZZ820 · ZIPs 19503 19504 19505 19506 19507 19508 +227 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,769 / mo gross
Without dependents here $1,764 / mo
In government quarters, no dependents $50.10 / mo partial
COUNTY COST GROUP

This is not one installation. DTMO groups counties without a dedicated base into a "County Cost Group". The rate applies to any member whose duty location falls in one of the ZIP codes listed above.

PCS compare County Cost Group 820 · E-5 · $2,160/mo
County Cost Group 820 $2,160/mo · $25,920/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

County Cost Group 820 — full sheet Tap a row

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Brunswick $2,205
Coastal Maine $2,193
Houston $2,193
Eugene $2,187
Knoxville $2,184
Spokane $2,184
Grand Haven $2,181
Jacksonville $2,181
Charlotte $2,169
Panama City $2,163
County Cost Group 820 $2,160
Memphis $2,154
Grand Rapids $2,148
Lemoore NAS $2,139
Kings Bay $2,133
Salt Lake City $2,130
Eastern Shore $2,121
Durham $2,118
Fort Worth $2,118
Ogden $2,118
Rome $2,109
Anniston $1,185

County Cost Group 820 is #149 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at County Cost Group 8200 – $3,303 / month
E-1 $2,016
E-2 $2,016
E-3 $2,016
E-4 $2,016
E-5 $2,160
E-6 $2,490
E-7 $2,577
E-8 $2,670
E-9 $2,817
W-1 $2,508
W-2 $2,616
W-3 $2,733
W-4 $2,847
W-5 $2,988
O-1E $2,592
O-2E $2,715
O-3E $2,868
O-1 $2,208
O-2 $2,487
O-3 $2,730
O-4 $3,033
O-5 $3,255
O-6 $3,279
O-7 $3,303

The pay chart moves this allowance far less than the map does.

Moving from County Cost Group 820 to San Francisco at E-5 is worth $2,967 a month — about 9 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.