Official data current

County Cost Group 820 BAH rates

Verified · Effective 2026-01-01 · MHA ZZ820

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O-3 · With dependents
$2,730per month

$32,760 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #142 of 338O-3 · with dependents reference
Taxable-pay equivalent$3,500/mo Using the stated 22% comparison rate
Year-over-year change+$240/mo · +9.6%2025 $2,490 → 2026 $2,730
O-3 rate selectedMHA ZZ820 ZIPs 19503 19504 19505 19506 19507 19508 +227
PCS compare County Cost Group 820 · O-3 · with dep. · $2,730/mo
County Cost Group 820 $2,730/mo · $32,760/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,490
2026$2,730

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

COUNTY COST GROUP

This is not one installation. DTMO groups counties without a dedicated base into a "County Cost Group". The rate applies to any member whose duty location falls in one of the ZIP codes listed above.

County Cost Group 820 — full sheet Tap a row

What this rate means

O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County $6,633
Helena $2,772
Patuxent River $2,769
Eugene $2,766
Richmond $2,760
St. Louis $2,760
Rochester $2,757
Barstow $2,748
Atlanta $2,745
Savannah $2,745
Salt Lake City $2,742
County Cost Group 820 $2,730
Charleston $2,721
Panama City $2,709
Salem $2,709
Yakima $2,703
Houston $2,700
Coos Bay $2,697
Gainesville $2,697
Norfolk $2,694
College Station $2,685
Elizabeth City $2,667
Anniston $1,686

County Cost Group 820 is #142 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

Every pay grade at County Cost Group 8200 – $3,303 / month
E-1 $2,016
E-2 $2,016
E-3 $2,016
E-4 $2,016
E-5 $2,160
E-6 $2,490
E-7 $2,577
E-8 $2,670
E-9 $2,817
W-1 $2,508
W-2 $2,616
W-3 $2,733
W-4 $2,847
W-5 $2,988
O-1E $2,592
O-2E $2,715
O-3E $2,868
O-1 $2,208
O-2 $2,487
O-3 $2,730
O-4 $3,033
O-5 $3,255
O-6 $3,279
O-7 $3,303

The pay chart moves this allowance far less than the map does.

Moving from County Cost Group 820 to Westchester County at O-3 is worth $3,903 a month — about 13 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…