BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,097Without $1,650

    E-4 at County Cost Group 830 draws $2,097 per month with dependents in 2026, $1,650 without

    Permalinkbahratedesk.com/county-cost-group-830/e-4/ExcelCSVDownloads cover this station.
    County Cost Group 830
    E-4 · with dependents
    $2,097/ month
    $25,164 / year
    At E-4, this is #128 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA ZZ830 · ZIPs 06013 06018 06021 06024 06027 06031 +407 more
    Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA
    Untaxed — matching it with taxable pay takes$2,688 / mo gross
    Without dependents here$1,650 / mo
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 830 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,097$1,650
    E-2$2,097$1,650
    E-3$2,097$1,650
    E-4$2,097$1,650
    E-5$2,250$1,839
    E-6$2,580$1,959
    E-7$2,670$2,103
    E-8$2,766$2,319
    E-9$2,916$2,412
    Warrant officer
    W-1$2,598$2,058
    W-2$2,709$2,316
    W-3$2,829$2,427
    W-4$2,946$2,595
    W-5$3,093$2,691
    Officer — prior enlisted
    O-1E$2,685$2,247
    O-2E$2,811$2,391
    O-3E$2,970$2,571
    Officer
    O-1$2,295$1,944
    O-2$2,577$2,202
    O-3$2,826$2,457
    O-4$3,138$2,667
    O-5$3,366$2,721
    O-6$3,393$2,808
    O-7$3,417$2,856
    PCS compareCounty Cost Group 830 · E-4 · $2,097/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▲ RAISE+$171+$2,052/yr · like +$2,631 of salary

    What this rate means

    E-4 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Brunswick$2,124
    Nashville$2,112
    Volusia County$2,112
    Fairbanks$2,106
    County Cost Group 830$2,097
    Bridgeport$2,082
    Hampton$2,082
    Pittsburgh$2,067
    Fort Collins$2,061
    Youngstown$1,134

    County Cost Group 830 is #128 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at County Cost Group 8300 – $3,417 / month
    E-1$2,097
    E-2$2,097
    E-3$2,097
    E-4$2,097
    E-5$2,250
    E-6$2,580
    E-7$2,670
    E-8$2,766
    E-9$2,916
    W-1$2,598
    W-2$2,709
    W-3$2,829
    W-4$2,946
    W-5$3,093
    O-1E$2,685
    O-2E$2,811
    O-3E$2,970
    O-1$2,295
    O-2$2,577
    O-3$2,826
    O-4$3,138
    O-5$3,366
    O-6$3,393
    O-7$3,417

    Promoting to E-5 here adds $153 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 830 to New York City at E-4 is worth $2,970 a month — about 19 promotions worth of housing allowance, at $153 per grade here.

    02

    Dependency status is worth 27% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,097 a month of BAH takes more than $2,097 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.