Official data current

County Cost Group 840 BAH rates

Verified · Effective 2026-01-01 · MHA ZZ840

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W-5 · With dependents
$3,180per month

$38,160 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #109 of 338W-5 · with dependents reference
Taxable-pay equivalent$4,077/mo Using the stated 22% comparison rate
Year-over-year change+$267/mo · +9.2%2025 $2,913 → 2026 $3,180
W-5 rate selectedMHA ZZ840 ZIPs 23002 23005 23009 23011 23014 23015 +189
PCS compare County Cost Group 840 · W-5 · with dep. · $3,180/mo
County Cost Group 840 $3,180/mo · $38,160/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,913
2026$3,180

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

COUNTY COST GROUP

This is not one installation. DTMO groups counties without a dedicated base into a "County Cost Group". The rate applies to any member whose duty location falls in one of the ZIP codes listed above.

County Cost Group 840 — full sheet Tap a row

What this rate means

W-5 with dependents, nearest stations0 – $7,338 / month
Westchester County $7,338
Sacramento $3,276
Asheville $3,270
Bridgeport $3,267
Port Angeles $3,258
Whidbey Island $3,258
Tampa $3,231
Traverse City $3,231
Bremerton $3,228
Knoxville $3,195
Dahlgren $3,183
County Cost Group 840 $3,180
Fresno $3,174
Fairbanks $3,171
Detroit $3,159
Allentown $3,156
Minneapolis $3,144
Beaufort $3,141
Orlando $3,114
County Cost Group 830 $3,093
College Station $3,090
Patrick SFB $3,081
Youngstown $1,806

County Cost Group 840 is #109 of 338. The spread between the dearest and cheapest station at this grade is $5,532 a month — $66,384 a year, untaxed.

Every pay grade at County Cost Group 8400 – $3,510 / month
E-1 $2,166
E-2 $2,166
E-3 $2,166
E-4 $2,166
E-5 $2,322
E-6 $2,655
E-7 $2,745
E-8 $2,844
E-9 $2,997
W-1 $2,673
W-2 $2,787
W-3 $2,910
W-4 $3,030
W-5 $3,180
O-1E $2,760
O-2E $2,889
O-3E $3,051
O-1 $2,367
O-2 $2,652
O-3 $2,907
O-4 $3,225
O-5 $3,459
O-6 $3,486
O-7 $3,510

The pay chart moves this allowance far less than the map does.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…