BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $3,282Without $2,859

    W-5 at County Cost Group 850 draws $3,282 per month with dependents in 2026, $2,859 without

    Permalinkbahratedesk.com/county-cost-group-850/w-5/ExcelCSVDownloads cover this station.
    County Cost Group 850
    W-5 · with dependents
    $3,282/ month
    $39,384 / year
    At W-5, this is #98 of 338 stations loaded · high Westchester County $7,338 · low Youngstown $1,806
    MHA ZZ850 · ZIPs 08302 08311 08313 08314 08315 08316 +288 more
    Your grade is calledARMYCW5USMCCWO5NAVYCWO5
    Untaxed — matching it with taxable pay takes$4,208 / mo gross
    Without dependents here$2,859 / mo
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 850 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,247$1,764
    E-2$2,247$1,764
    E-3$2,247$1,764
    E-4$2,247$1,764
    E-5$2,409$1,968
    E-6$2,745$2,100
    E-7$2,838$2,253
    E-8$2,940$2,481
    E-9$3,096$2,574
    Warrant officer
    W-1$2,763$2,205
    W-2$2,880$2,478
    W-3$3,006$2,589
    W-4$3,129$2,763
    W-5$3,282$2,859
    Officer — prior enlisted
    O-1E$2,853$2,406
    O-2E$2,985$2,553
    O-3E$3,153$2,736
    Officer
    O-1$2,454$2,085
    O-2$2,742$2,358
    O-3$3,003$2,619
    O-4$3,330$2,838
    O-5$3,570$2,892
    O-6$3,600$2,982
    O-7$3,624$3,033
    PCS compareCounty Cost Group 850 · W-5 · $3,282/mo
    Aberdeen Proving Grounds$3,348/mo · $40,176/yr
    ▲ RAISE+$66+$792/yr · like +$1,015 of salary

    What this rate means

    W-5 with dependents, nearest stations0 – $7,338 / month
    Westchester County$7,338
    Fort Myers Beach$3,315
    Corvallis$3,306
    JB Lewis-McChord$3,297
    Charlottesville$3,291
    County Cost Group 850$3,282
    Sacramento$3,276
    Asheville$3,270
    Bridgeport$3,267
    Port Angeles$3,258
    Youngstown$1,806

    County Cost Group 850 is #98 of 338. The spread between the dearest and cheapest station at this grade is $5,532 a month — $66,384 a year, untaxed.

    Every pay grade at County Cost Group 8500 – $3,624 / month
    E-1$2,247
    E-2$2,247
    E-3$2,247
    E-4$2,247
    E-5$2,409
    E-6$2,745
    E-7$2,838
    E-8$2,940
    E-9$3,096
    W-1$2,763
    W-2$2,880
    W-3$3,006
    W-4$3,129
    W-5$3,282
    O-1E$2,853
    O-2E$2,985
    O-3E$3,153
    O-1$2,454
    O-2$2,742
    O-3$3,003
    O-4$3,330
    O-5$3,570
    O-6$3,600
    O-7$3,624

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 15% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,282 a month of BAH takes more than $3,282 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.