Official data current

County Cost Group 860 BAH rates

Verified · Effective 2026-01-01 · MHA ZZ860

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O-4 · With dependents
$3,429per month

$41,148 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #86 of 338O-4 · with dependents reference
Taxable-pay equivalent$4,396/mo Using the stated 22% comparison rate
Year-over-year change+$153/mo · +4.7%2025 $3,276 → 2026 $3,429
O-4 rate selectedMHA ZZ860 ZIPs 01054 01072 01093 01301 01302 01330 +419
PCS compare County Cost Group 860 · O-4 · with dep. · $3,429/mo
County Cost Group 860 $3,429/mo · $41,148/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$3,276
2026$3,429

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

COUNTY COST GROUP

This is not one installation. DTMO groups counties without a dedicated base into a "County Cost Group". The rate applies to any member whose duty location falls in one of the ZIP codes listed above.

County Cost Group 860 — full sheet Tap a row

What this rate means

O-4 with dependents, nearest stations0 – $7,470 / month
Westchester County $7,470
Edwards AFB $3,597
Fort Detrick $3,573
Milwaukee $3,564
Kodiak Island $3,555
Ballston Spa $3,549
Eglin AFB $3,528
Astoria $3,480
Baltimore $3,477
Outer Banks $3,438
Philadelphia $3,435
County Cost Group 860 $3,429
Denver $3,426
Portland $3,420
Fort Pierce $3,408
Aberdeen Proving Grounds $3,396
Corvallis $3,387
Great Lakes Navtracen $3,381
Oxford $3,378
Asheville $3,351
Fort Myers Beach $3,345
Beale AFB $3,342
Youngstown $1,809

County Cost Group 860 is #86 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

Every pay grade at County Cost Group 8600 – $3,729 / month
E-1 $2,325
E-2 $2,325
E-3 $2,325
E-4 $2,325
E-5 $2,487
E-6 $2,829
E-7 $2,922
E-8 $3,027
E-9 $3,186
W-1 $2,847
W-2 $2,964
W-3 $3,093
W-4 $3,219
W-5 $3,378
O-1E $2,940
O-2E $3,072
O-3E $3,246
O-1 $2,535
O-2 $2,826
O-3 $3,090
O-4 $3,429
O-5 $3,672
O-6 $3,702
O-7 $3,729

The pay chart moves this allowance far less than the map does.

Moving from County Cost Group 860 to Westchester County at O-4 is worth $4,041 a month — about 17 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…