BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $3,807Without $3,330

    W-5 at County Cost Group 880 draws $3,807 per month with dependents in 2026, $3,330 without

    Permalinkbahratedesk.com/county-cost-group-880/w-5/ExcelCSVDownloads cover this station.
    County Cost Group 880
    W-5 · with dependents
    $3,807/ month
    $45,684 / year
    At W-5, this is #57 of 338 stations loaded · high Westchester County $7,338 · low Youngstown $1,806
    MHA ZZ880 · ZIPs 05440 05441 05447 05448 05450 05454 +124 more
    Your grade is calledARMYCW5USMCCWO5NAVYCWO5
    Untaxed — matching it with taxable pay takes$4,881 / mo gross
    Without dependents here$3,330 / mo
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 880 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,664$2,079
    E-2$2,664$2,079
    E-3$2,664$2,079
    E-4$2,664$2,079
    E-5$2,850$2,337
    E-6$3,204$2,496
    E-7$3,306$2,670
    E-8$3,420$2,925
    E-9$3,594$3,024
    Warrant officer
    W-1$3,222$2,610
    W-2$3,354$2,922
    W-3$3,492$3,039
    W-4$3,633$3,222
    W-5$3,807$3,330
    Officer — prior enlisted
    O-1E$3,324$2,847
    O-2E$3,471$3,003
    O-3E$3,660$3,195
    Officer
    O-1$2,898$2,478
    O-2$3,201$2,790
    O-3$3,489$3,072
    O-4$3,864$3,306
    O-5$4,137$3,369
    O-6$4,170$3,471
    O-7$4,203$3,531
    PCS compareCounty Cost Group 880 · W-5 · $3,807/mo
    Aberdeen Proving Grounds$3,348/mo · $40,176/yr
    ▼ CUT−$459−$5,508/yr · like −$7,062 of salary

    What this rate means

    W-5 with dependents, nearest stations0 – $7,338 / month
    Westchester County$7,338
    Riverside$3,855
    Brunswick$3,843
    JB McGuire-Dix-Lakehurst$3,831
    Juneau$3,831
    County Cost Group 880$3,807
    Austin$3,771
    Annapolis$3,762
    Everett$3,753
    Ann Arbor$3,735
    Youngstown$1,806

    County Cost Group 880 is #57 of 338. The spread between the dearest and cheapest station at this grade is $5,532 a month — $66,384 a year, untaxed.

    Every pay grade at County Cost Group 8800 – $4,203 / month
    E-1$2,664
    E-2$2,664
    E-3$2,664
    E-4$2,664
    E-5$2,850
    E-6$3,204
    E-7$3,306
    E-8$3,420
    E-9$3,594
    W-1$3,222
    W-2$3,354
    W-3$3,492
    W-4$3,633
    W-5$3,807
    O-1E$3,324
    O-2E$3,471
    O-3E$3,660
    O-1$2,898
    O-2$3,201
    O-3$3,489
    O-4$3,864
    O-5$4,137
    O-6$4,170
    O-7$4,203

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,807 a month of BAH takes more than $3,807 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.