What is O-5 BAH at Davis-Monthan AFB in 2026?

$2,154 per month without dependents ($25,848 per year), effective 01 JAN 2026. with dependents it is $2,550 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-5 BAH at Davis-Monthan AFB 2026 — $2,154/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Davis-Monthan AFB, AZ

O-5 · without dependents

$2,154/ month

$25,848 / year

At O-5, this is #238 of 338 stations loaded · high Westchester County $6,162 · low Youngstown $1,593

MHA AZ015 · ZIPs 85321 85341 85601 85614 85619 85622 +63 more

Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col

Untaxed — matching it with taxable pay takes$2,762 / mo gross

Other dependency status here$2,550 with dependents

In government quarters, no dependents$50.10 / mo partial

Davis-Monthan AFB — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,695	$1,272
E-2	$1,695	$1,272
E-3	$1,695	$1,272
E-4	$1,695	$1,272
E-5	$1,905	$1,428
E-6	$2,121	$1,587
E-7	$2,145	$1,701
E-8	$2,178	$1,953
E-9	$2,253	$2,007
Warrant officer
W-1	$2,136	$1,632
W-2	$2,157	$1,950
W-3	$2,202	$2,019
W-4	$2,274	$2,118
W-5	$2,373	$2,151
Officer — prior enlisted
O-1E	$2,148	$1,902
O-2E	$2,190	$1,995
O-3E	$2,289	$2,109
Officer
O-1	$1,938	$1,482
O-2	$2,118	$1,839
O-3	$2,199	$2,037
O-4	$2,400	$2,139
O-5	$2,550	$2,154
O-6	$2,568	$2,175
O-7	$2,583	$2,211

What this rate means

O-5 without dependents, nearest stations0 – $6,162 / month

Westchester County$6,162

Toledo$2,172

Fort Hood$2,169

Fort Wayne$2,163

Shreveport$2,163

Davis-Monthan AFB$2,154

Huntsville$2,154

Greenville$2,142

Mobile$2,136

Champaign$2,115

Youngstown$1,593

Davis-Monthan AFB is #238 of 338. The spread between the dearest and cheapest station at this grade is $4,569 a month — $54,828 a year, untaxed.

Every pay grade at Davis-Monthan AFB0 – $2,211 / month

E-1$1,272

E-2$1,272

E-3$1,272

E-4$1,272

E-5$1,428

E-6$1,587

E-7$1,701

E-8$1,953

E-9$2,007

W-1$1,632

W-2$1,950

W-3$2,019

W-4$2,118

W-5$2,151

O-1E$1,902

O-2E$1,995

O-3E$2,109

O-1$1,482

O-2$1,839

O-3$2,037

O-4$2,139

O-5$2,154

O-6$2,175

O-7$2,211

Promoting to O-6 here adds $21 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Davis-Monthan AFB to Westchester County at O-5 is worth $4,008 a month — about 191 promotions worth of housing allowance, at $21 per grade here.

Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,154 a month of BAH takes more than $2,154 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-5 without dependents at Davis-Monthan AFB draws $2,154 per month in 2026

What this rate means

Things the rate table doesn't tell you