What is W-4 BAH at Detroit in 2026?

$2,949 per month with dependents ($35,388 per year), effective 01 JAN 2026. Without dependents it is $2,592 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

W-4 BAH at Detroit 2026 — $2,949 with dependents, $2,592 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Detroit, MI

W-4 · with dependents

$2,949/ month

$35,388 / year

At W-4, this is #119 of 338 stations loaded · high Westchester County $6,963 · low Stevens Point $1,779

MHA MI142 · ZIPs 48005 48007 48009 48012 48015 48017 +215 more

Your grade is calledARMYCW4USMCCWO4NAVYCWO4

Untaxed — matching it with taxable pay takes$3,781 / mo gross

Without dependents here$2,592 / mo

In government quarters, no dependents$50.10 / mo partial

Detroit — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,034	$1,527
E-2	$2,034	$1,527
E-3	$2,034	$1,527
E-4	$2,034	$1,527
E-5	$2,361	$1,770
E-6	$2,583	$1,935
E-7	$2,652	$2,049
E-8	$2,730	$2,412
E-9	$2,904	$2,469
Warrant officer
W-1	$2,601	$1,950
W-2	$2,682	$2,409
W-3	$2,781	$2,478
W-4	$2,949	$2,592
W-5	$3,159	$2,667
Officer — prior enlisted
O-1E	$2,664	$2,358
O-2E	$2,763	$2,454
O-3E	$2,982	$2,574
Officer
O-1	$2,397	$1,797
O-2	$2,580	$2,256
O-3	$2,778	$2,499
O-4	$3,228	$2,649
O-5	$3,555	$2,688
O-6	$3,582	$2,757
O-7	$3,609	$2,805

What this rate means

W-4 with dependents, nearest stations0 – $6,963 / month

Westchester County$6,963

Allentown$2,991

Beaufort$2,982

Patrick SFB$2,976

Rome$2,958

Detroit$2,949

County Cost Group 830$2,946

Humboldt County$2,943

Coastal Maine$2,937

Reno$2,922

Stevens Point$1,779

Detroit is #119 of 338. The spread between the dearest and cheapest station at this grade is $5,184 a month — $62,208 a year, untaxed.

Every pay grade at Detroit0 – $3,609 / month

E-1$2,034

E-2$2,034

E-3$2,034

E-4$2,034

E-5$2,361

E-6$2,583

E-7$2,652

E-8$2,730

E-9$2,904

W-1$2,601

W-2$2,682

W-3$2,781

W-4$2,949

W-5$3,159

O-1E$2,664

O-2E$2,763

O-3E$2,982

O-1$2,397

O-2$2,580

O-3$2,778

O-4$3,228

O-5$3,555

O-6$3,582

O-7$3,609

Promoting to W-5 here adds $210 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Detroit to Westchester County at W-4 is worth $4,014 a month — about 19 promotions worth of housing allowance, at $210 per grade here.

Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,949 a month of BAH takes more than $2,949 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

W-4 at Detroit draws $2,949 per month with dependents in 2026, $2,592 without

What this rate means

Things the rate table doesn't tell you