Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County$6,633
Eastern Shore$2,406
Albuquerque$2,397
Fort Leavenworth$2,394
Louisville$2,394
Raleigh$2,391
Marquette$2,385
Nellis AFB$2,382
Waco$2,379
Bismarck$2,370
Boise$2,370
Duluth$2,370
Jacksonville$2,364
Ogden$2,361
Fayetteville$2,355
Memphis$2,352
County Cost Group 780$2,346
Johnson City$2,343
Fort Hood$2,340
Mountain Home AFB$2,325
Wichita Fls$2,325
Fallon NAS$2,319
Anniston$1,686
Duluth is #208 of 338. The spread between the
dearest and cheapest station at this grade is $4,947 a month —
$59,364 a year, untaxed.
Every pay grade at Duluth0 – $2,847 / month
E-1$1,917
E-2$1,917
E-3$1,917
E-4$1,917
E-5$2,064
E-6$2,334
E-7$2,355
E-8$2,364
E-9$2,433
W-1$2,352
W-2$2,361
W-3$2,373
W-4$2,457
W-5$2,583
O-1E$2,358
O-2E$2,367
O-3E$2,478
O-1$2,106
O-2$2,331
O-3$2,370
O-4$2,619
O-5$2,808
O-6$2,829
O-7$2,847
The pay chart moves this allowance far less than the map does.
Moving from Duluth to Westchester County at O-3
is worth $4,263 a month — about 17 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.