Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents
    With $2,514Without $2,304

    O-3E at Eastern Shore draws $2,514 per month with dependents in 2026, $2,304 without

    Permalinkbahratedesk.com/eastern-shore-md/o-3e/ExcelCSVDownloads cover this station.
    Eastern Shore, MD
    O-3E · with dependents
    $2,514/ month
    $30,168 / year
    At O-3E, this is #202 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA MD432 · ZIPs 21801 21802 21803 21804 21810 21811 +91 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$3,223 / mo gross
    Without dependents here$2,304 / mo
    In government quarters, no dependents$50.10 / mo partial
    Eastern Shore — full sheetTap a row
    PCS compareEastern Shore · O-3E · $2,514/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▲ RAISE+$708+$8,496/yr · like +$10,892 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Louisville$2,547
    Phoenix$2,547
    Fort Worth$2,526
    Albuquerque$2,520
    Eastern Shore$2,514
    Marquette$2,502
    Johnson City$2,490
    Wichita Fls$2,490
    Fayetteville$2,487
    Youngstown$1,788

    Eastern Shore is #202 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at Eastern Shore0 – $2,859 / month
    E-1$1,989
    E-2$1,989
    E-3$1,989
    E-4$1,989
    E-5$2,121
    E-6$2,313
    E-7$2,346
    E-8$2,382
    E-9$2,472
    W-1$2,331
    W-2$2,358
    W-3$2,409
    W-4$2,496
    W-5$2,610
    O-1E$2,349
    O-2E$2,397
    O-3E$2,514
    O-1$2,151
    O-2$2,310
    O-3$2,406
    O-4$2,643
    O-5$2,820
    O-6$2,841
    O-7$2,859

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 9% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,514 a month of BAH takes more than $2,514 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.