BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,226Without $1,782

    O-5 at Erie draws $2,226 per month with dependents in 2026, $1,782 without

    Permalinkbahratedesk.com/erie-pa/o-5/ExcelCSVDownloads cover this station.
    Erie, PA
    O-5 · with dependents
    $2,226/ month
    $26,712 / year
    At O-5, this is #323 of 338 stations loaded · high Westchester County $8,064 · low Youngstown $1,827
    MHA PA253 · ZIPs 16401 16407 16410 16411 16412 16413 +40 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$2,854 / mo gross
    Without dependents here$1,782 / mo
    In government quarters, no dependents$50.10 / mo partial
    Erie — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,452$1,143
    E-2$1,452$1,143
    E-3$1,452$1,143
    E-4$1,452$1,143
    E-5$1,464$1,329
    E-6$1,680$1,437
    E-7$1,746$1,467
    E-8$1,824$1,515
    E-9$1,929$1,569
    Warrant officer
    W-1$1,695$1,464
    W-2$1,779$1,512
    W-3$1,875$1,578
    W-4$1,950$1,689
    W-5$2,049$1,764
    Officer — prior enlisted
    O-1E$1,758$1,473
    O-2E$1,857$1,554
    O-3E$1,965$1,668
    Officer
    O-1$1,500$1,434
    O-2$1,677$1,470
    O-3$1,872$1,596
    O-4$2,076$1,743
    O-5$2,226$1,782
    O-6$2,241$1,851
    O-7$2,253$1,881
    PCS compareErie · O-5 · $2,226/mo
    Aberdeen Proving Grounds$3,630/mo · $43,560/yr
    ▲ RAISE+$1,404+$16,848/yr · like +$21,600 of salary

    What this rate means

    O-5 with dependents, nearest stations0 – $8,064 / month
    Westchester County$8,064
    Fort Polk$2,262
    County Cost Group 580$2,253
    County Cost Group 570$2,238
    County Cost Group 560$2,226
    Erie$2,226
    Fort Leonard Wood$2,223
    Sparta$2,223
    County Cost Group 550$2,214
    County Cost Group 540$2,205
    Youngstown$1,827

    Erie is #323 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

    Every pay grade at Erie0 – $2,253 / month
    E-1$1,452
    E-2$1,452
    E-3$1,452
    E-4$1,452
    E-5$1,464
    E-6$1,680
    E-7$1,746
    E-8$1,824
    E-9$1,929
    W-1$1,695
    W-2$1,779
    W-3$1,875
    W-4$1,950
    W-5$2,049
    O-1E$1,758
    O-2E$1,857
    O-3E$1,965
    O-1$1,500
    O-2$1,677
    O-3$1,872
    O-4$2,076
    O-5$2,226
    O-6$2,241
    O-7$2,253

    Promoting to O-6 here adds $15 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Erie to Westchester County at O-5 is worth $5,838 a month — about 389 promotions worth of housing allowance, at $15 per grade here.

    02

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,226 a month of BAH takes more than $2,226 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.