BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-5 without dependents at Erie draws $1,782 per month in 2026

    Permalinkbahratedesk.com/erie-pa/o-5/without/ExcelCSVDownloads cover this station.
    Erie, PA
    O-5 · without dependents
    $1,782/ month
    $21,384 / year
    At O-5, this is #323 of 338 stations loaded · high Westchester County $6,162 · low Youngstown $1,593
    MHA PA253 · ZIPs 16401 16407 16410 16411 16412 16413 +40 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$2,285 / mo gross
    Other dependency status here$2,226 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Erie — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,452$1,143
    E-2$1,452$1,143
    E-3$1,452$1,143
    E-4$1,452$1,143
    E-5$1,464$1,329
    E-6$1,680$1,437
    E-7$1,746$1,467
    E-8$1,824$1,515
    E-9$1,929$1,569
    Warrant officer
    W-1$1,695$1,464
    W-2$1,779$1,512
    W-3$1,875$1,578
    W-4$1,950$1,689
    W-5$2,049$1,764
    Officer — prior enlisted
    O-1E$1,758$1,473
    O-2E$1,857$1,554
    O-3E$1,965$1,668
    Officer
    O-1$1,500$1,434
    O-2$1,677$1,470
    O-3$1,872$1,596
    O-4$2,076$1,743
    O-5$2,226$1,782
    O-6$2,241$1,851
    O-7$2,253$1,881
    PCS compareErie · O-5 · $1,782/mo
    Aberdeen Proving Grounds$2,934/mo · $35,208/yr
    ▲ RAISE+$1,152+$13,824/yr · like +$17,723 of salary

    What this rate means

    O-5 without dependents, nearest stations0 – $6,162 / month
    Westchester County$6,162
    County Cost Group 590$1,794
    Saginaw$1,791
    Meridian$1,788
    County Cost Group 580$1,782
    Erie$1,782
    Hattiesburg$1,779
    County Cost Group 570$1,770
    County Cost Group 560$1,761
    Altus AFB$1,758
    Youngstown$1,593

    Erie is #323 of 338. The spread between the dearest and cheapest station at this grade is $4,569 a month — $54,828 a year, untaxed.

    Every pay grade at Erie0 – $1,881 / month
    E-1$1,143
    E-2$1,143
    E-3$1,143
    E-4$1,143
    E-5$1,329
    E-6$1,437
    E-7$1,467
    E-8$1,515
    E-9$1,569
    W-1$1,464
    W-2$1,512
    W-3$1,578
    W-4$1,689
    W-5$1,764
    O-1E$1,473
    O-2E$1,554
    O-3E$1,668
    O-1$1,434
    O-2$1,470
    O-3$1,596
    O-4$1,743
    O-5$1,782
    O-6$1,851
    O-7$1,881

    Promoting to O-6 here adds $69 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Erie to Westchester County at O-5 is worth $4,380 a month — about 63 promotions worth of housing allowance, at $69 per grade here.

    02

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,782 a month of BAH takes more than $1,782 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.