BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 without dependents at Everett draws $3,063 per month in 2026

    Permalinkbahratedesk.com/everett-wa/o-3/without/ExcelCSVDownloads cover this station.
    Everett, WA
    O-3 · without dependents
    $3,063/ month
    $36,756 / year
    At O-3, this is #62 of 338 stations loaded · high San Francisco $5,331 · low Youngstown $1,344
    MHA WA307 · ZIPs 98012 98020 98026 98036 98037 98043 +28 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$3,927 / mo gross
    Other dependency status here$3,567 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Everett — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,568$2,085
    E-2$2,568$2,085
    E-3$2,568$2,085
    E-4$2,568$2,085
    E-5$2,748$2,277
    E-6$3,243$2,433
    E-7$3,363$2,574
    E-8$3,489$2,850
    E-9$3,630$2,997
    Warrant officer
    W-1$3,264$2,517
    W-2$3,414$2,847
    W-3$3,570$3,015
    W-4$3,651$3,270
    W-5$3,753$3,390
    Officer — prior enlisted
    O-1E$3,384$2,745
    O-2E$3,546$2,964
    O-3E$3,666$3,237
    Officer
    O-1$2,814$2,385
    O-2$3,240$2,691
    O-3$3,567$3,063
    O-4$3,780$3,366
    O-5$3,936$3,435
    O-6$3,969$3,549
    O-7$3,999$3,612
    PCS compareEverett · O-3 · $3,063/mo
    Aberdeen Proving Grounds$2,643/mo · $31,716/yr
    ▼ CUT−$420−$5,040/yr · like −$6,462 of salary

    What this rate means

    O-3 without dependents, nearest stations0 – $5,331 / month
    San Francisco$5,331
    Annapolis$3,114
    Quantico$3,090
    County Cost Group 880$3,072
    Beale AFB$3,066
    Everett$3,063
    Atlantic City$3,060
    Juneau$3,060
    Denver$2,979
    Edwards AFB$2,976
    Youngstown$1,344

    Everett is #62 of 338. The spread between the dearest and cheapest station at this grade is $3,987 a month — $47,844 a year, untaxed.

    Every pay grade at Everett0 – $3,612 / month
    E-1$2,085
    E-2$2,085
    E-3$2,085
    E-4$2,085
    E-5$2,277
    E-6$2,433
    E-7$2,574
    E-8$2,850
    E-9$2,997
    W-1$2,517
    W-2$2,847
    W-3$3,015
    W-4$3,270
    W-5$3,390
    O-1E$2,745
    O-2E$2,964
    O-3E$3,237
    O-1$2,385
    O-2$2,691
    O-3$3,063
    O-4$3,366
    O-5$3,435
    O-6$3,549
    O-7$3,612

    Promoting to O-4 here adds $303 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Everett to San Francisco at O-3 is worth $2,268 a month — about 7 promotions worth of housing allowance, at $303 per grade here.

    02

    Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,063 a month of BAH takes more than $3,063 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.