What is W-4 BAH at Everett in 2026?

$3,651 per month with dependents ($43,812 per year), effective 01 JAN 2026. without dependents it is $3,270 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

W-4 BAH at Everett 2026 — $3,651/mo with dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Everett, WA

W-4 · with dependents

$3,651/ month

$43,812 / year

At W-4, this is #57 of 338 stations loaded · high Westchester County $6,963 · low Stevens Point $1,779

MHA WA307 · ZIPs 98012 98020 98026 98036 98037 98043 +28 more

Your grade is calledARMYCW4USMCCWO4NAVYCWO4

Untaxed — matching it with taxable pay takes$4,681 / mo gross

Other dependency status here$3,270 without dependents

In government quarters, no dependents$50.10 / mo partial

Everett — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,568	$2,085
E-2	$2,568	$2,085
E-3	$2,568	$2,085
E-4	$2,568	$2,085
E-5	$2,748	$2,277
E-6	$3,243	$2,433
E-7	$3,363	$2,574
E-8	$3,489	$2,850
E-9	$3,630	$2,997
Warrant officer
W-1	$3,264	$2,517
W-2	$3,414	$2,847
W-3	$3,570	$3,015
W-4	$3,651	$3,270
W-5	$3,753	$3,390
Officer — prior enlisted
O-1E	$3,384	$2,745
O-2E	$3,546	$2,964
O-3E	$3,666	$3,237
Officer
O-1	$2,814	$2,385
O-2	$3,240	$2,691
O-3	$3,567	$3,063
O-4	$3,780	$3,366
O-5	$3,936	$3,435
O-6	$3,969	$3,549
O-7	$3,999	$3,612

What this rate means

W-4 with dependents, nearest stations0 – $6,963 / month

Westchester County$6,963

Atlantic City$3,774

Riverside$3,768

Juneau$3,699

JB McGuire-Dix-Lakehurst$3,678

Everett$3,651

County Cost Group 880$3,633

Vallejo$3,621

Austin$3,597

Annapolis$3,585

Stevens Point$1,779

Everett is #57 of 338. The spread between the dearest and cheapest station at this grade is $5,184 a month — $62,208 a year, untaxed.

Every pay grade at Everett0 – $3,999 / month

E-1$2,568

E-2$2,568

E-3$2,568

E-4$2,568

E-5$2,748

E-6$3,243

E-7$3,363

E-8$3,489

E-9$3,630

W-1$3,264

W-2$3,414

W-3$3,570

W-4$3,651

W-5$3,753

O-1E$3,384

O-2E$3,546

O-3E$3,666

O-1$2,814

O-2$3,240

O-3$3,567

O-4$3,780

O-5$3,936

O-6$3,969

O-7$3,999

Promoting to W-5 here adds $102 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Everett to Westchester County at W-4 is worth $3,312 a month — about 32 promotions worth of housing allowance, at $102 per grade here.

Dependency status is worth 12% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $3,651 a month of BAH takes more than $3,651 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

W-4 with dependents at Everett draws $3,651 per month in 2026

What this rate means

Things the rate table doesn't tell you