BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $1,785Without $1,596

    O-2 at Fallon NAS draws $1,785 per month with dependents in 2026, $1,596 without

    Permalinkbahratedesk.com/fallon-nas-nv/o-2/ExcelCSVDownloads cover this station.
    Fallon NAS, NV
    O-2 · with dependents
    $1,785/ month
    $21,420 / year
    At O-2, this is #291 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332
    MHA NV211 · ZIPs 89406 89407 89408 89429 89496
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$2,288 / mo gross
    Without dependents here$1,596 / mo
    In government quarters, no dependents$50.10 / mo partial
    Fallon NAS — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,578$1,287
    E-2$1,578$1,287
    E-3$1,578$1,287
    E-4$1,578$1,287
    E-5$1,596$1,455
    E-6$1,788$1,557
    E-7$1,980$1,587
    E-8$2,190$1,644
    E-9$2,373$1,779
    Warrant officer
    W-1$1,809$1,584
    W-2$2,067$1,638
    W-3$2,325$1,782
    W-4$2,391$1,827
    W-5$2,475$2,028
    Officer — prior enlisted
    O-1E$2,019$1,599
    O-2E$2,286$1,716
    O-3E$2,406$1,806
    Officer
    O-1$1,629$1,554
    O-2$1,785$1,596
    O-3$2,319$1,785
    O-4$2,499$1,992
    O-5$2,625$2,109
    O-6$2,643$2,304
    O-7$2,661$2,343
    PCS compareFallon NAS · O-2 · $1,785/mo
    Aberdeen Proving Grounds$2,739/mo · $32,868/yr
    ▲ RAISE+$954+$11,448/yr · like +$14,677 of salary

    What this rate means

    O-2 with dependents, nearest stations0 – $5,451 / month
    San Francisco$5,451
    County Cost Group 710$1,815
    Frankfort$1,812
    Lubbock$1,809
    County Cost Group 700$1,797
    Fallon NAS$1,785
    County Cost Group 690$1,782
    Fort Riley$1,779
    Huntington$1,776
    County Cost Group 680$1,770
    Youngstown$1,332

    Fallon NAS is #291 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at Fallon NAS0 – $2,661 / month
    E-1$1,578
    E-2$1,578
    E-3$1,578
    E-4$1,578
    E-5$1,596
    E-6$1,788
    E-7$1,980
    E-8$2,190
    E-9$2,373
    W-1$1,809
    W-2$2,067
    W-3$2,325
    W-4$2,391
    W-5$2,475
    O-1E$2,019
    O-2E$2,286
    O-3E$2,406
    O-1$1,629
    O-2$1,785
    O-3$2,319
    O-4$2,499
    O-5$2,625
    O-6$2,643
    O-7$2,661

    Promoting to O-3 here adds $534 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fallon NAS to San Francisco at O-2 is worth $3,666 a month — about 7 promotions worth of housing allowance, at $534 per grade here.

    02

    Dependency status is worth 12% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,785 a month of BAH takes more than $1,785 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.