BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $3,093 Without $2,763

E-5 at Fitchburg draws $3,093 per month with dependents in 2026, $2,763 without

Permalink bahratedesk.com/fitchburg-ma/ Excel CSV
Fitchburg, MA
E-5 · with dependents
$3,093/ month
$37,116 / year
At E-5, this is #49 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA MA123 · ZIPs 01331 01366 01368 01420 01430 01431 +34 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,965 / mo gross
Without dependents here $2,763 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Fitchburg · E-5 · $3,093/mo
Fitchburg $3,093/mo · $37,116/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Fitchburg — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $3,024 $2,415
E-2 $3,024 $2,415
E-3 $3,024 $2,415
E-4 $3,024 $2,415
E-5 $3,093 $2,763
E-6 $3,468 $2,952
E-7 $3,687 $3,021
E-8 $3,918 $3,174
E-9 $4,212 $3,279
Warrant officer
W-1 $3,492 $3,012
W-2 $3,780 $3,171
W-3 $4,068 $3,294
W-4 $4,266 $3,516
W-5 $4,506 $3,738
Officer — prior enlisted
O-1E $3,729 $3,090
O-2E $4,026 $3,255
O-3E $4,302 $3,462
Officer
O-1 $3,147 $2,949
O-2 $3,465 $3,075
O-3 $4,059 $3,330
O-4 $4,587 $3,699
O-5 $4,965 $3,831
O-6 $5,010 $4,047
O-7 $5,049 $4,119

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Portland $3,252
Indian Head Navordsta $3,249
Sitka $3,210
San Luis Obispo $3,198
Providence $3,195
Manchester $3,177
County Cost Group 890 $3,156
Seattle $3,135
Washington $3,132
Burlington $3,120
Fitchburg $3,093
New Haven $3,069
Warrenton $3,066
Beale AFB $2,967
Santa Fe $2,964
Quantico $2,955
Willow Grove $2,934
Annapolis $2,928
Worcester $2,919
Sacramento $2,904
Fort G. G. Meade $2,901
Anniston $1,185

Fitchburg is #49 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Fitchburg0 – $5,049 / month
E-1 $3,024
E-2 $3,024
E-3 $3,024
E-4 $3,024
E-5 $3,093
E-6 $3,468
E-7 $3,687
E-8 $3,918
E-9 $4,212
W-1 $3,492
W-2 $3,780
W-3 $4,068
W-4 $4,266
W-5 $4,506
O-1E $3,729
O-2E $4,026
O-3E $4,302
O-1 $3,147
O-2 $3,465
O-3 $4,059
O-4 $4,587
O-5 $4,965
O-6 $5,010
O-7 $5,049

The pay chart moves this allowance far less than the map does.

Moving from Fitchburg to San Francisco at E-5 is worth $2,034 a month — about 5 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.