Official data current

Fitchburg BAH rates

Verified · Effective 2026-01-01 · MHA MA123

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O-1 · With dependents
$3,147per month

$37,764 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #50 of 338O-1 · with dependents reference
Taxable-pay equivalent$4,035/mo Using the stated 22% comparison rate
Year-over-year change+$33/mo · +1.1%2025 $3,114 → 2026 $3,147
O-1 rate selectedMHA MA123 ZIPs 01331 01366 01368 01420 01430 01431 +34
PCS compare Fitchburg · O-1 · with dep. · $3,147/mo
Fitchburg $3,147/mo · $37,764/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$3,114
2026$3,147

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Fitchburg — full sheet Tap a row

What this rate means

O-1 with dependents, nearest stations0 – $5,172 / month
San Francisco $5,172
San Luis Obispo $3,291
Indian Head Navordsta $3,273
Providence $3,234
Seattle $3,231
Manchester $3,225
Sitka $3,222
Washington $3,213
County Cost Group 890 $3,207
Burlington $3,201
New Haven $3,150
Fitchburg $3,147
Warrenton $3,111
Santa Fe $3,024
Willow Grove $2,997
Beale AFB $2,994
Quantico $2,991
Worcester $2,982
Annapolis $2,970
Hartford $2,961
Fort G. G. Meade $2,952
Newport $2,925
Youngstown $1,218

Fitchburg is #50 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

Every pay grade at Fitchburg0 – $5,049 / month
E-1 $3,024
E-2 $3,024
E-3 $3,024
E-4 $3,024
E-5 $3,093
E-6 $3,468
E-7 $3,687
E-8 $3,918
E-9 $4,212
W-1 $3,492
W-2 $3,780
W-3 $4,068
W-4 $4,266
W-5 $4,506
O-1E $3,729
O-2E $4,026
O-3E $4,302
O-1 $3,147
O-2 $3,465
O-3 $4,059
O-4 $4,587
O-5 $4,965
O-6 $5,010
O-7 $5,049

The pay chart moves this allowance far less than the map does.

Moving from Fitchburg to San Francisco at O-1 is worth $2,025 a month — about 6 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…