BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,809 Without $1,437

E-5 at Fort Bliss draws $1,809 per month with dependents in 2026, $1,437 without

Permalink bahratedesk.com/fort-bliss/ Excel CSV
El Paso, TX
E-5 · with dependents
$1,809/ month
$21,708 / year
At E-5, this is #220 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA TX279 · ZIPs 79821 79835 79836 79838 79849 79853 +138 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,319 / mo gross
Without dependents here $1,437 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Fort Bliss · E-5 · $1,809/mo
Fort Bliss $1,809/mo · $21,708/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Fort Bliss — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,665 $1,302
E-2 $1,665 $1,302
E-3 $1,665 $1,302
E-4 $1,665 $1,302
E-5 $1,809 $1,437
E-6 $2,148 $1,611
E-7 $2,172 $1,668
E-8 $2,187 $1,881
E-9 $2,241 $1,977
Warrant officer
W-1 $2,169 $1,626
W-2 $2,178 $1,878
W-3 $2,205 $1,992
W-4 $2,256 $2,148
W-5 $2,334 $2,169
Officer — prior enlisted
O-1E $2,175 $1,806
O-2E $2,196 $1,956
O-3E $2,268 $2,142
Officer
O-1 $1,857 $1,518
O-2 $2,145 $1,764
O-3 $2,202 $2,022
O-4 $2,352 $2,157
O-5 $2,466 $2,172
O-6 $2,484 $2,178
O-7 $2,496 $2,214

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Pensacola $1,863
Morehead $1,851
Little Rock $1,848
Shreveport $1,845
Humboldt County $1,827
Tallahassee $1,824
Marquette $1,821
County Cost Group 780 $1,815
Fort Campbell $1,815
Fort Leavenworth $1,815
Fort Bliss $1,809
Greensboro $1,809
Fort Bragg $1,806
Lansing $1,806
Robins AFB $1,800
Huntsville $1,797
State College $1,791
Corpus Christi $1,788
Lincoln $1,788
Fayetteville $1,782
Coos Bay $1,779
Anniston $1,185

Fort Bliss is #220 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Fort Bliss0 – $2,496 / month
E-1 $1,665
E-2 $1,665
E-3 $1,665
E-4 $1,665
E-5 $1,809
E-6 $2,148
E-7 $2,172
E-8 $2,187
E-9 $2,241
W-1 $2,169
W-2 $2,178
W-3 $2,205
W-4 $2,256
W-5 $2,334
O-1E $2,175
O-2E $2,196
O-3E $2,268
O-1 $1,857
O-2 $2,145
O-3 $2,202
O-4 $2,352
O-5 $2,466
O-6 $2,484
O-7 $2,496

The pay chart moves this allowance far less than the map does.

Moving from Fort Bliss to San Francisco at E-5 is worth $3,318 a month — about 10 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.