What is E-4 BAH at Fort Bliss in 2026?

$1,665 per month with dependents ($19,980 per year), effective 01 JAN 2026. Without dependents it is $1,302 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-4 BAH at Fort Bliss 2026 — $1,665 with dependents, $1,302 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

El Paso, TX

E-4 · with dependents

$1,665/ month

$19,980 / year

At E-4, this is #224 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134

MHA TX279 · ZIPs 79821 79835 79836 79838 79849 79853 +138 more

Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA

Untaxed — matching it with taxable pay takes$2,135 / mo gross

Without dependents here$1,302 / mo

In government quarters, no dependents$50.10 / mo partial

Fort Bliss — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,665	$1,302
E-2	$1,665	$1,302
E-3	$1,665	$1,302
E-4	$1,665	$1,302
E-5	$1,809	$1,437
E-6	$2,148	$1,611
E-7	$2,172	$1,668
E-8	$2,187	$1,881
E-9	$2,241	$1,977
Warrant officer
W-1	$2,169	$1,626
W-2	$2,178	$1,878
W-3	$2,205	$1,992
W-4	$2,256	$2,148
W-5	$2,334	$2,169
Officer — prior enlisted
O-1E	$2,175	$1,806
O-2E	$2,196	$1,956
O-3E	$2,268	$2,142
Officer
O-1	$1,857	$1,518
O-2	$2,145	$1,764
O-3	$2,202	$2,022
O-4	$2,352	$2,157
O-5	$2,466	$2,172
O-6	$2,484	$2,178
O-7	$2,496	$2,214

What this rate means

E-4 with dependents, nearest stations0 – $5,067 / month

New York City$5,067

County Cost Group 780$1,689

Greensboro$1,680

Wilkes-Barre$1,677

Huntsville$1,668

Fort Bliss$1,665

College Station$1,662

Fayetteville$1,662

Fort Hood$1,662

State College$1,656

Youngstown$1,134

Fort Bliss is #224 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

Every pay grade at Fort Bliss0 – $2,496 / month

E-1$1,665

E-2$1,665

E-3$1,665

E-4$1,665

E-5$1,809

E-6$2,148

E-7$2,172

E-8$2,187

E-9$2,241

W-1$2,169

W-2$2,178

W-3$2,205

W-4$2,256

W-5$2,334

O-1E$2,175

O-2E$2,196

O-3E$2,268

O-1$1,857

O-2$2,145

O-3$2,202

O-4$2,352

O-5$2,466

O-6$2,484

O-7$2,496

Promoting to E-5 here adds $144 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Fort Bliss to New York City at E-4 is worth $3,402 a month — about 24 promotions worth of housing allowance, at $144 per grade here.

Dependency status is worth 28% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,665 a month of BAH takes more than $1,665 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-4 at Fort Bliss draws $1,665 per month with dependents in 2026, $1,302 without

What this rate means

Things the rate table doesn't tell you