BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,268 Without $1,812

E-5 at Fort Collins draws $2,268 per month with dependents in 2026, $1,812 without

Permalink bahratedesk.com/fort-collins-co/ Excel CSV
Fort Collins, CO
E-5 · with dependents
$2,268/ month
$27,216 / year
At E-5, this is #130 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA CO047 · ZIPs 80511 80512 80513 80514 80515 80516 +56 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,908 / mo gross
Without dependents here $1,812 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Fort Collins · E-5 · $2,268/mo
Fort Collins $2,268/mo · $27,216/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Fort Collins — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,061 $1,764
E-2 $2,061 $1,764
E-3 $2,061 $1,764
E-4 $2,061 $1,764
E-5 $2,268 $1,812
E-6 $2,532 $1,896
E-7 $2,631 $2,067
E-8 $2,739 $2,325
E-9 $2,865 $2,397
Warrant officer
W-1 $2,550 $1,998
W-2 $2,673 $2,322
W-3 $2,808 $2,409
W-4 $2,886 $2,550
W-5 $2,985 $2,655
Officer — prior enlisted
O-1E $2,649 $2,265
O-2E $2,787 $2,379
O-3E $2,901 $2,523
Officer
O-1 $2,307 $1,851
O-2 $2,529 $2,202
O-3 $2,805 $2,433
O-4 $3,012 $2,631
O-5 $3,165 $2,688
O-6 $3,189 $2,787
O-7 $3,210 $2,835

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Richmond $2,358
County Cost Group 840 $2,322
Dahlgren $2,313
Fort Stewart $2,310
Phoenix $2,289
Volusia County $2,286
Cincinnati $2,283
Pittsburgh $2,283
Dover AFB $2,277
Hampton $2,274
Fort Collins $2,268
Nashville $2,268
County Cost Group 830 $2,250
Austin $2,241
Asheville $2,214
Buffalo $2,214
Rochester $2,214
Albuquerque $2,211
Dahlonega $2,208
Brunswick $2,205
Coastal Maine $2,193
Anniston $1,185

Fort Collins is #130 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Fort Collins0 – $3,210 / month
E-1 $2,061
E-2 $2,061
E-3 $2,061
E-4 $2,061
E-5 $2,268
E-6 $2,532
E-7 $2,631
E-8 $2,739
E-9 $2,865
W-1 $2,550
W-2 $2,673
W-3 $2,808
W-4 $2,886
W-5 $2,985
O-1E $2,649
O-2E $2,787
O-3E $2,901
O-1 $2,307
O-2 $2,529
O-3 $2,805
O-4 $3,012
O-5 $3,165
O-6 $3,189
O-7 $3,210

The pay chart moves this allowance far less than the map does.

Moving from Fort Collins to San Francisco at E-5 is worth $2,859 a month — about 11 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.