Official data current

Fort Collins BAH rates

Verified · Effective 2026-01-01 · MHA CO047

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O-2 · With dependents
$2,529per month

$30,348 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #135 of 338O-2 · with dependents reference
Taxable-pay equivalent$3,242/mo Using the stated 22% comparison rate
Year-over-year change+$111/mo · +4.6%2025 $2,418 → 2026 $2,529
O-2 rate selectedMHA CO047 ZIPs 80511 80512 80513 80514 80515 80516 +56
PCS compare Fort Collins · O-2 · with dep. · $2,529/mo
Fort Collins $2,529/mo · $30,348/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,418
2026$2,529

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Fort Collins — full sheet Tap a row

What this rate means

O-2 with dependents, nearest stations0 – $5,451 / month
San Francisco $5,451
County Cost Group 830 $2,577
Asheville $2,568
Elizabeth City $2,559
Norfolk $2,556
Brunswick $2,553
Buffalo $2,550
Spokane $2,550
Patuxent River $2,544
Twenty Nine Palms MCB $2,544
Birmingham $2,529
Fort Collins $2,529
Helena $2,526
Cincinnati $2,523
Eglin AFB $2,523
Houston $2,514
Rochester $2,514
Dahlonega $2,511
Wilmington $2,496
Volusia County $2,493
Dover AFB $2,490
County Cost Group 820 $2,487
Youngstown $1,332

Fort Collins is #135 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

Every pay grade at Fort Collins0 – $3,210 / month
E-1 $2,061
E-2 $2,061
E-3 $2,061
E-4 $2,061
E-5 $2,268
E-6 $2,532
E-7 $2,631
E-8 $2,739
E-9 $2,865
W-1 $2,550
W-2 $2,673
W-3 $2,808
W-4 $2,886
W-5 $2,985
O-1E $2,649
O-2E $2,787
O-3E $2,901
O-1 $2,307
O-2 $2,529
O-3 $2,805
O-4 $3,012
O-5 $3,165
O-6 $3,189
O-7 $3,210

The pay chart moves this allowance far less than the map does.

Moving from Fort Collins to San Francisco at O-2 is worth $2,922 a month — about 11 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…