What is O-2 BAH at Fort G. G. Meade in 2026?

$3,273 per month with dependents ($39,276 per year), effective 01 JAN 2026. Without dependents it is $2,850 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-2 BAH at Fort G. G. Meade 2026 — $3,273 with dependents, $2,850 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Fort G. G. Meade, MD

O-2 · with dependents

$3,273/ month

$39,276 / year

At O-2, this is #59 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332

MHA MD133 · ZIPs 20701 20715 20724 20755 20763 20794 +11 more

Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt

Untaxed — matching it with taxable pay takes$4,196 / mo gross

Without dependents here$2,850 / mo

In government quarters, no dependents$50.10 / mo partial

Fort G. G. Meade — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,739	$2,178
E-2	$2,739	$2,178
E-3	$2,739	$2,178
E-4	$2,739	$2,178
E-5	$2,901	$2,436
E-6	$3,276	$2,592
E-7	$3,327	$2,745
E-8	$3,378	$2,982
E-9	$3,507	$3,087
Warrant officer
W-1	$3,297	$2,694
W-2	$3,345	$2,979
W-3	$3,414	$3,102
W-4	$3,543	$3,282
W-5	$3,708	$3,336
Officer — prior enlisted
O-1E	$3,333	$2,898
O-2E	$3,402	$3,063
O-3E	$3,570	$3,270
Officer
O-1	$2,952	$2,577
O-2	$3,273	$2,850
O-3	$3,411	$3,138
O-4	$3,759	$3,321
O-5	$4,014	$3,345
O-6	$4,047	$3,390
O-7	$4,077	$3,450

What this rate means

O-2 with dependents, nearest stations0 – $5,451 / month

San Francisco$5,451

Juneau$3,369

Boulder$3,336

Hartford$3,327

Atlantic City$3,285

Fort G. G. Meade$3,273

Everett$3,240

Annapolis$3,225

Sitka$3,225

County Cost Group 880$3,201

Youngstown$1,332

Fort G. G. Meade is #59 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

Every pay grade at Fort G. G. Meade0 – $4,077 / month

E-1$2,739

E-2$2,739

E-3$2,739

E-4$2,739

E-5$2,901

E-6$3,276

E-7$3,327

E-8$3,378

E-9$3,507

W-1$3,297

W-2$3,345

W-3$3,414

W-4$3,543

W-5$3,708

O-1E$3,333

O-2E$3,402

O-3E$3,570

O-1$2,952

O-2$3,273

O-3$3,411

O-4$3,759

O-5$4,014

O-6$4,047

O-7$4,077

Promoting to O-3 here adds $138 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Fort G. G. Meade to San Francisco at O-2 is worth $2,178 a month — about 16 promotions worth of housing allowance, at $138 per grade here.

Dependency status is worth 15% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $3,273 a month of BAH takes more than $3,273 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-2 at Fort G. G. Meade draws $3,273 per month with dependents in 2026, $2,850 without

What this rate means

Things the rate table doesn't tell you