Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents
    With $1,296Without $1,191

    O-1 at Fort Polk draws $1,296 per month with dependents in 2026, $1,191 without

    Permalinkbahratedesk.com/fort-polk-la/o-1/ExcelCSVDownloads cover this station.
    Fort Polk, LA
    O-1 · with dependents
    $1,296/ month
    $15,552 / year
    At O-1, this is #333 of 338 stations loaded · high San Francisco $5,172 · low Youngstown $1,218
    MHA LA115 · ZIPs 70634 70637 70639 70652 70653 70656 +29 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$1,662 / mo gross
    Without dependents here$1,191 / mo
    In government quarters, no dependents$50.10 / mo partial
    Fort Polk — full sheetTap a row
    PCS compareFort Polk · O-1 · $1,296/mo
    Aberdeen Proving Grounds$2,517/mo · $30,204/yr
    ▲ RAISE+$1,221+$14,652/yr · like +$18,785 of salary

    What this rate means

    O-1 with dependents, nearest stations0 – $5,172 / month
    San Francisco$5,172
    Alexandria$1,344
    Meridian$1,329
    Fort Chaffee$1,320
    Altus AFB$1,299
    Fort Polk$1,296
    Fort Sill$1,272
    Monroe$1,251
    Vance AFB$1,245
    Anniston$1,230
    Youngstown$1,218

    Fort Polk is #333 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at Fort Polk0 – $2,289 / month
    E-1$1,206
    E-2$1,206
    E-3$1,206
    E-4$1,206
    E-5$1,218
    E-6$1,833
    E-7$1,872
    E-8$1,911
    E-9$1,989
    W-1$1,854
    W-2$1,887
    W-3$1,941
    W-4$2,010
    W-5$2,100
    O-1E$1,875
    O-2E$1,929
    O-3E$2,022
    O-1$1,296
    O-2$1,827
    O-3$1,938
    O-4$2,124
    O-5$2,262
    O-6$2,277
    O-7$2,289

    Promoting to O-2 here adds $531 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Polk to San Francisco at O-1 is worth $3,876 a month — about 7 promotions worth of housing allowance, at $531 per grade here.

    02

    Dependency status is worth 9% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,296 a month of BAH takes more than $1,296 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.