BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $1,740Without $1,533

    O-2 at Fort Rucker draws $1,740 per month with dependents in 2026, $1,533 without

    Permalinkbahratedesk.com/fort-rucker-al/o-2/ExcelCSVDownloads cover this station.
    Fort Rucker, AL
    O-2 · with dependents
    $1,740/ month
    $20,880 / year
    At O-2, this is #303 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332
    MHA AL002 · ZIPs 36301 36302 36303 36304 36305 36310 +35 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$2,231 / mo gross
    Without dependents here$1,533 / mo
    In government quarters, no dependents$50.10 / mo partial
    Fort Rucker — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,440$1,167
    E-2$1,440$1,167
    E-3$1,440$1,167
    E-4$1,440$1,167
    E-5$1,572$1,251
    E-6$1,743$1,317
    E-7$1,929$1,446
    E-8$2,136$1,611
    E-9$2,346$1,761
    Warrant officer
    W-1$1,761$1,407
    W-2$2,013$1,608
    W-3$2,268$1,764
    W-4$2,373$1,800
    W-5$2,502$1,977
    Officer — prior enlisted
    O-1E$1,968$1,569
    O-2E$2,232$1,674
    O-3E$2,394$1,797
    Officer
    O-1$1,602$1,305
    O-2$1,740$1,533
    O-3$2,262$1,767
    O-4$2,541$1,941
    O-5$2,742$2,058
    O-6$2,760$2,247
    O-7$2,778$2,283
    PCS compareFort Rucker · O-2 · $1,740/mo
    Aberdeen Proving Grounds$2,739/mo · $32,868/yr
    ▲ RAISE+$999+$11,988/yr · like +$15,369 of salary

    What this rate means

    O-2 with dependents, nearest stations0 – $5,451 / month
    San Francisco$5,451
    Montgomery$1,755
    County Cost Group 660$1,749
    Saginaw$1,746
    County Cost Group 650$1,740
    Fort Rucker$1,740
    County Cost Group 640$1,731
    County Cost Group 630$1,722
    Fort Leonard Wood$1,719
    County Cost Group 620$1,716
    Youngstown$1,332

    Fort Rucker is #303 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at Fort Rucker0 – $2,778 / month
    E-1$1,440
    E-2$1,440
    E-3$1,440
    E-4$1,440
    E-5$1,572
    E-6$1,743
    E-7$1,929
    E-8$2,136
    E-9$2,346
    W-1$1,761
    W-2$2,013
    W-3$2,268
    W-4$2,373
    W-5$2,502
    O-1E$1,968
    O-2E$2,232
    O-3E$2,394
    O-1$1,602
    O-2$1,740
    O-3$2,262
    O-4$2,541
    O-5$2,742
    O-6$2,760
    O-7$2,778

    Promoting to O-3 here adds $522 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Rucker to San Francisco at O-2 is worth $3,711 a month — about 7 promotions worth of housing allowance, at $522 per grade here.

    02

    Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,740 a month of BAH takes more than $1,740 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.