BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-4 with dependents at Fort Sill draws $1,203 per month in 2026

    Permalinkbahratedesk.com/fort-sill-lawton-ok/e-4/with/ExcelCSVDownloads cover this station.
    Fort Sill/Lawton, OK
    E-4 · with dependents
    $1,203/ month
    $14,436 / year
    At E-4, this is #331 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA OK237 · ZIPs 73501 73502 73503 73505 73506 73507 +10 more
    Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA
    Untaxed — matching it with taxable pay takes$1,542 / mo gross
    Other dependency status here$969 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Sill — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,203$969
    E-2$1,203$969
    E-3$1,203$969
    E-4$1,203$969
    E-5$1,233$1,092
    E-6$1,494$1,170
    E-7$1,587$1,209
    E-8$1,692$1,290
    E-9$1,842$1,383
    Warrant officer
    W-1$1,509$1,206
    W-2$1,632$1,287
    W-3$1,761$1,386
    W-4$1,872$1,509
    W-5$2,013$1,611
    Officer — prior enlisted
    O-1E$1,605$1,230
    O-2E$1,740$1,344
    O-3E$1,893$1,482
    Officer
    O-1$1,272$1,167
    O-2$1,491$1,227
    O-3$1,758$1,395
    O-4$2,055$1,587
    O-5$2,271$1,704
    O-6$2,286$1,740
    O-7$2,298$1,767
    PCS compareFort Sill · E-4 · $1,203/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▲ RAISE+$1,065+$12,780/yr · like +$16,385 of salary

    What this rate means

    E-4 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    County Cost Group 530$1,239
    County Cost Group 520$1,233
    County Cost Group 510$1,230
    Fort Polk$1,206
    Fort Sill$1,203
    Meridian$1,194
    Anniston$1,176
    Altus AFB$1,173
    Fort Chaffee$1,173
    Youngstown$1,134

    Fort Sill is #331 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at Fort Sill0 – $2,298 / month
    E-1$1,203
    E-2$1,203
    E-3$1,203
    E-4$1,203
    E-5$1,233
    E-6$1,494
    E-7$1,587
    E-8$1,692
    E-9$1,842
    W-1$1,509
    W-2$1,632
    W-3$1,761
    W-4$1,872
    W-5$2,013
    O-1E$1,605
    O-2E$1,740
    O-3E$1,893
    O-1$1,272
    O-2$1,491
    O-3$1,758
    O-4$2,055
    O-5$2,271
    O-6$2,286
    O-7$2,298

    Promoting to E-5 here adds $30 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Sill to New York City at E-4 is worth $3,864 a month — about 129 promotions worth of housing allowance, at $30 per grade here.

    02

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,203 a month of BAH takes more than $1,203 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.