Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    O-1 without dependents at Fort Sill draws $1,167 per month in 2026

    Permalinkbahratedesk.com/fort-sill-lawton-ok/o-1/without/ExcelCSVDownloads cover this station.
    Fort Sill/Lawton, OK
    O-1 · without dependents
    $1,167/ month
    $14,004 / year
    At O-1, this is #321 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,074
    MHA OK237 · ZIPs 73501 73502 73503 73505 73506 73507 +10 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$1,496 / mo gross
    Other dependency status here$1,272 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Sill — full sheetTap a row
    PCS compareFort Sill · O-1 · $1,167/mo
    Aberdeen Proving Grounds$2,055/mo · $24,660/yr
    ▲ RAISE+$888+$10,656/yr · like +$13,662 of salary

    What this rate means

    O-1 without dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Fort Polk$1,191
    County Cost Group 590$1,185
    Springfield$1,182
    County Cost Group 580$1,173
    Fort Sill$1,167
    County Cost Group 570$1,164
    Frankfort$1,164
    Anniston$1,161
    Saginaw$1,158
    Youngstown$1,074

    Fort Sill is #321 of 338. The spread between the dearest and cheapest station at this grade is $3,993 a month — $47,916 a year, untaxed.

    Every pay grade at Fort Sill0 – $1,767 / month
    E-1$969
    E-2$969
    E-3$969
    E-4$969
    E-5$1,092
    E-6$1,170
    E-7$1,209
    E-8$1,290
    E-9$1,383
    W-1$1,206
    W-2$1,287
    W-3$1,386
    W-4$1,509
    W-5$1,611
    O-1E$1,230
    O-2E$1,344
    O-3E$1,482
    O-1$1,167
    O-2$1,227
    O-3$1,395
    O-4$1,587
    O-5$1,704
    O-6$1,740
    O-7$1,767

    Promoting to O-2 here adds $60 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Sill to New York City at O-1 is worth $3,900 a month — about 65 promotions worth of housing allowance, at $60 per grade here.

    02

    Dependency status is worth 9% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,167 a month of BAH takes more than $1,167 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.