BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,947 Without $1,503

E-5 at Fort Wayne draws $1,947 per month with dependents in 2026, $1,503 without

Permalink bahratedesk.com/fort-wayne-in/ Excel CSV
Fort Wayne, IN
E-5 · with dependents
$1,947/ month
$23,364 / year
At E-5, this is #188 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA IN097 · ZIPs 46704 46741 46743 46745 46748 46765 +49 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,496 / mo gross
Without dependents here $1,503 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Fort Wayne · E-5 · $1,947/mo
Fort Wayne $1,947/mo · $23,364/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Fort Wayne — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,782 $1,338
E-2 $1,782 $1,338
E-3 $1,782 $1,338
E-4 $1,782 $1,338
E-5 $1,947 $1,503
E-6 $2,130 $1,626
E-7 $2,154 $1,785
E-8 $2,184 $1,989
E-9 $2,289 $2,034
Warrant officer
W-1 $2,145 $1,734
W-2 $2,166 $1,986
W-3 $2,208 $2,043
W-4 $2,319 $2,127
W-5 $2,463 $2,160
Officer — prior enlisted
O-1E $2,157 $1,944
O-2E $2,199 $2,022
O-3E $2,343 $2,118
Officer
O-1 $1,977 $1,611
O-2 $2,127 $1,896
O-3 $2,205 $2,058
O-4 $2,505 $2,145
O-5 $2,727 $2,163
O-6 $2,745 $2,184
O-7 $2,763 $2,220

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Barstow $2,001
Cleveland $1,998
Louisville $1,989
Chattanooga $1,986
El Centro $1,986
Kansas City $1,986
Rapid City $1,986
Twenty Nine Palms MCB $1,980
County Cost Group 800 $1,962
Battle Creek $1,959
Fort Wayne $1,947
Boise $1,926
Greenville $1,923
Yakima $1,923
Jackson $1,920
Roanoke $1,911
Rock Island $1,908
Bloomington $1,905
Davis-Monthan AFB $1,905
New Orleans $1,905
Bangor $1,893
Anniston $1,185

Fort Wayne is #188 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Fort Wayne0 – $2,763 / month
E-1 $1,782
E-2 $1,782
E-3 $1,782
E-4 $1,782
E-5 $1,947
E-6 $2,130
E-7 $2,154
E-8 $2,184
E-9 $2,289
W-1 $2,145
W-2 $2,166
W-3 $2,208
W-4 $2,319
W-5 $2,463
O-1E $2,157
O-2E $2,199
O-3E $2,343
O-1 $1,977
O-2 $2,127
O-3 $2,205
O-4 $2,505
O-5 $2,727
O-6 $2,745
O-7 $2,763

The pay chart moves this allowance far less than the map does.

Moving from Fort Wayne to San Francisco at E-5 is worth $3,180 a month — about 17 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.