Official data current

Fort Wayne BAH rates

Verified · Effective 2026-01-01 · MHA IN097

Don't know your pay grade? Use a rank name
Rank name

Press Enter to look it up.

O-4 · With dependents
$2,505per month

$30,060 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #237 of 338O-4 · with dependents reference
Taxable-pay equivalent$3,212/mo Using the stated 22% comparison rate
Year-over-year change+$30/mo · +1.2%2025 $2,475 → 2026 $2,505
O-4 rate selectedMHA IN097 ZIPs 46704 46741 46743 46745 46748 46765 +49
PCS compare Fort Wayne · O-4 · with dep. · $2,505/mo
Fort Wayne $2,505/mo · $30,060/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Open full comparison

Rate history

How updates work
2025$2,475
2026$2,505

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Fort Wayne — full sheet Tap a row

What this rate means

O-4 with dependents, nearest stations0 – $7,470 / month
Westchester County $7,470
Champaign $2,529
Lansing $2,529
Laughlin AFB $2,526
Charlotte $2,520
Baton Rouge $2,517
Columbia $2,517
Whiteman AFB $2,517
Fort Leavenworth $2,508
Memphis $2,508
Mobile $2,508
Fort Wayne $2,505
Lincoln $2,502
Fallon NAS $2,499
Robins AFB $2,496
Brownsville $2,490
Tulsa $2,490
Grand Forks $2,478
Greensboro $2,472
Seymour Johnson AFB $2,472
Greenville $2,463
County Cost Group 760 $2,457
Youngstown $1,809

Fort Wayne is #237 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

Every pay grade at Fort Wayne0 – $2,763 / month
E-1 $1,782
E-2 $1,782
E-3 $1,782
E-4 $1,782
E-5 $1,947
E-6 $2,130
E-7 $2,154
E-8 $2,184
E-9 $2,289
W-1 $2,145
W-2 $2,166
W-3 $2,208
W-4 $2,319
W-5 $2,463
O-1E $2,157
O-2E $2,199
O-3E $2,343
O-1 $1,977
O-2 $2,127
O-3 $2,205
O-4 $2,505
O-5 $2,727
O-6 $2,745
O-7 $2,763

The pay chart moves this allowance far less than the map does.

Moving from Fort Wayne to Westchester County at O-4 is worth $4,965 a month — about 22 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…