Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    E-3 with dependents at Frankfort draws $1,287 per month in 2026

    Permalinkbahratedesk.com/frankfort-ky/e-3/with/ExcelCSVDownloads cover this station.
    Frankfort, KY
    E-3 · with dependents
    $1,287/ month
    $15,444 / year
    At E-3, this is #315 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA KY339 · ZIPs 40342 40601 40602 40603 40604 40618 +4 more
    Your grade is calledARMYPFCUSMCLCplNAVYSNUSAFA1C
    Untaxed — matching it with taxable pay takes$1,650 / mo gross
    Other dependency status here$1,011 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Frankfort — full sheetTap a row
    PCS compareFrankfort · E-3 · $1,287/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▲ RAISE+$981+$11,772/yr · like +$15,092 of salary

    What this rate means

    E-3 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    County Cost Group 600$1,302
    Paducah$1,293
    Springfield$1,293
    County Cost Group 590$1,290
    Frankfort$1,287
    Lake Charles$1,287
    Stevens Point$1,287
    Columbia$1,284
    County Cost Group 580$1,278
    Youngstown$1,134

    Frankfort is #315 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at Frankfort0 – $2,226 / month
    E-1$1,287
    E-2$1,287
    E-3$1,287
    E-4$1,287
    E-5$1,410
    E-6$1,815
    E-7$1,932
    E-8$2,058
    E-9$2,148
    W-1$1,836
    W-2$1,983
    W-3$2,136
    W-4$2,151
    W-5$2,175
    O-1E$1,953
    O-2E$2,115
    O-3E$2,154
    O-1$1,464
    O-2$1,812
    O-3$2,133
    O-4$2,178
    O-5$2,199
    O-6$2,214
    O-7$2,226

    Promoting to E-4 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 27% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,287 a month of BAH takes more than $1,287 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.