Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    W-5 without dependents at Frankfort draws $1,959 per month in 2026

    Permalinkbahratedesk.com/frankfort-ky/w-5/without/ExcelCSVDownloads cover this station.
    Frankfort, KY
    W-5 · without dependents
    $1,959/ month
    $23,508 / year
    At W-5, this is #269 of 338 stations loaded · high Westchester County $5,946 · low Youngstown $1,527
    MHA KY339 · ZIPs 40342 40601 40602 40603 40604 40618 +4 more
    Your grade is calledARMYCW5USMCCWO5NAVYCWO5
    Untaxed — matching it with taxable pay takes$2,512 / mo gross
    Other dependency status here$2,175 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Frankfort — full sheetTap a row
    PCS compareFrankfort · W-5 · $1,959/mo
    Aberdeen Proving Grounds$2,892/mo · $34,704/yr
    ▲ RAISE+$933+$11,196/yr · like +$14,354 of salary

    What this rate means

    W-5 without dependents, nearest stations0 – $5,946 / month
    Westchester County$5,946
    County Cost Group 740$1,986
    Fort Rucker$1,977
    Wilkes-Barre$1,971
    Morgantown$1,965
    Frankfort$1,959
    Wright-Patterson AFB$1,959
    Moody AFB$1,956
    County Cost Group 730$1,953
    Topeka$1,953
    Youngstown$1,527

    Frankfort is #269 of 338. The spread between the dearest and cheapest station at this grade is $4,419 a month — $53,028 a year, untaxed.

    Every pay grade at Frankfort0 – $2,151 / month
    E-1$1,011
    E-2$1,011
    E-3$1,011
    E-4$1,011
    E-5$1,104
    E-6$1,362
    E-7$1,449
    E-8$1,545
    E-9$1,611
    W-1$1,377
    W-2$1,491
    W-3$1,626
    W-4$1,839
    W-5$1,959
    O-1E$1,464
    O-2E$1,587
    O-3E$1,809
    O-1$1,164
    O-2$1,452
    O-3$1,665
    O-4$1,935
    O-5$2,001
    O-6$2,115
    O-7$2,151

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 11% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,959 a month of BAH takes more than $1,959 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.